The average credit card annual fee of $134 outweighs the value of most rewards. Most Australians would need to spend $60,000 per year on their credit card to come out on top.
Most Australians get no value from credit card rewards
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Can I get a $1,500 payday loan with bad credit?
Yes, it may be possible to get a $1,500 payday loan with bad credit. Some payday lenders give loans to people with bad credit histories if they believe the borrower has the capacity to repay the loan.
Under Australia’s responsible lending rules, lenders aren’t allowed to approve $1,500 payday loans if they don’t believe the borrower can make the repayments.