Less than 5% of card holders spend enough to benefit from credit card rewards program. Average Australian would have to spend over $60,000 per year to get real value from rewards. Cards with rewards charge almost 3% higher interest and three times more in annual fee.
Most card holders are better off without rewards
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Can I get a $1,500 payday loan with bad credit?
Yes, it may be possible to get a $1,500 payday loan with bad credit. Some payday lenders give loans to people with bad credit histories if they believe the borrower has the capacity to repay the loan.
Under Australia’s responsible lending rules, lenders aren’t allowed to approve $1,500 payday loans if they don’t believe the borrower can make the repayments.