Some risks with plan to abolish exit fees. But more transparency always welcome. The big difference in loan costs is interest rates, and borrowers should focus on this.
Rates matter most in exit fees war

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Can I get a $1,500 payday loan with bad credit?
Yes, it may be possible to get a $1,500 payday loan with bad credit. Some payday lenders give loans to people with bad credit histories if they believe the borrower has the capacity to repay the loan.
Under Australia’s responsible lending rules, lenders aren’t allowed to approve $1,500 payday loans if they don’t believe the borrower can make the repayments.