Credit Score

Being mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:

Mark Bristow -

15 Feb, 2024 -

4 min read

Credit Score

Your credit score is an assessment of your financial responsibility. If you have a good credit score, lenders may feel more confident about lending you more money at lower interest rates. But if you have a bad credit score, you may find it harder to successfully apply for credit.

Mark Bristow -

30 Jul, 2023 -

3 min read

Credit Score

Making multiple home loan applications can have adverse effects on your credit history, credit score and your likelihood for approval from any one of the lenders.

Alex Ritchie -

03 Jul, 2023 -

4 min read

Home Insurance

It’s important to determine the exact amount you’ll need to be insured for to cover potential losses. Understanding the nuances of home insurance can help ensure your property and possessions are adequately protected without overpaying. 

Mark Bristow -

19 Feb, 2024 -

6 min read

Car Insurance

Common money mistakes and how to avoid them

Laine Gordon -

12 Aug, 2011 -

3 min read

Car Insurance

Paying for car insurance can be a costly ongoing expense. However, meeting these monthly payments may mean very little if you’re making mistakes that can void the insurance. It’s important to know the different factors that may result in claim rejection.

Jodie Humphries -

06 Feb, 2023 -

4 min read

Car Insurance

Car Insurers, Excesses, Driving, Compare Car Insurers, Comprehensive Car Insurance, Comparison, Discounts, RateCity,

RateCity -

03 Mar, 2011 -

2 min read

bnpl

PayPal Pay in 4 is a buy now, pay later (BNPL) service available to PayPal users for breaking down their shopping into smaller, interest-free instalments payable over six weeks. Unlike other BNPL services like Afterpay, Pay in 4 doesn't charge any late fees to users on missing a repayment, but it can report the default to credit bureaus.

Vidhu Bajaj -

04 Jul, 2023 -

6 min read

Bank Accounts

When it comes to money, mistakes hurt. Whether it's losing a whole chunk of hard earned cash on a bad investment, or the little daily money mishaps that people make, it all adds ups.

Bank Accounts

Whether you��_ve never checked your credit score, or you know it��_s fallen and you��_re too nervous to look, it��_s crucial that you shake off these fears and bite the bullet.

Alex Ritchie -

21 Mar, 2018 -

5 min read

Bank Accounts

Banking families: who belongs with who?

Home Loans

Buying a home is arguably the biggest purchase you’ll ever make. It pays to do your research beforehand so you can make well-informed choices you’re confident in, and don’t find yourself regretting any decisions down the track.

Jodie Humphries -

14 Feb, 2023 -

4 min read

Home Loans

Less volatile than the stock market and more rewarding than buying bonds, property has proved a relatively secure investment strategy over recent decades in Australia.

Laine Gordon -

18 Feb, 2013 -

3 min read

Home Loans

Low interest rates and strong rental yields have provided the impetus for many Australians to try their hand at property investing.

Laine Gordon -

16 Jun, 2013 -

3 min read

Credit Cards

Credit cards are a good servant but a cruel master. If your cards are doing you more harm than good, you're probably making one or more key mistakes.

Nick Bendel -

25 Oct, 2017 -

4 min read

Credit Cards

Being a responsible credit card holder requires you to read the fine print and familiarise yourself with common credit card traps. Here are the common credit card traps that can turn your spending into bad debt.

Alex Ritchie -

04 Aug, 2023 -

4 min read

Credit Cards

Applying for a home loan, credit card or mobile phone card? Whatever type of loan or credit you apply for, the decision to approve or reject your application will come down to your credit report.

Nick Bendel -

04 Jul, 2018 -

4 min read

Car Loans

We all love our cars, and can talk endlessly about speed, torque and engines, but unfortunately many of us struggle to understand car loans.

Nick Bendel -

04 Oct, 2017 -

4 min read

Car Loans

Buying a car can be a major financial commitment, so it makes sense to check how this purchase could influence the tax you pay. Depending on your financial situation and how you plan to use the car, there may be several strategies available to claim tax deductions on your car purchase. It’s important to compare the available options to work out which one may be the most tax-effective choice for you.

Mark Bristow -

05 Oct, 2022 -

4 min read

Car Loans

Jodie Humphries -

19 Jul, 2016 -

3 min read

Personal Loans

A personal loan is a great way to fulfil your short-term financial goals. But this comes at high-interest rates, and there is little scope for mistakes. What happens if you’re forced into a situation where you miss your payment?

Jodie Humphries -

10 Dec, 2020 -

5 min read

Personal Loans

If you want to learn how to improve your credit score, you��_ve come to the right place. We��_ve got nine great tips that can help you boost your standing in the eyes of banks and other credit providers.

Nick Bendel -

03 Jul, 2018 -

7 min read

Personal Loans

When you’re renovating your home, it can be surprising how quickly all the small costs add up. Let’s explore some of the ways you may be able to save on your renovation costs.

Alex Ritchie -

09 Sep, 2022 -

5 min read

Superannuation

You can create a super proceeds trust through your will to ensure that your nominated beneficiaries receive your super death benefits without owing tax.

Vidhu Bajaj -

23 Jan, 2023 -

4 min read

Term Deposits

So you have some savings piling up and you’re considering getting a bank term deposit, then you’ve come to the right place. That’s because at RateCity, we’ve collected hundreds of term deposit accounts by many financial institutions across Australia

RateCity -

19 Apr, 2011 -

2 min read

Term Deposits

If you want a greater degree of investment certainty, then putting your savings into high interest term deposits may be an option worth considering.

RateCity -

30 Mar, 2012 -

2 min read

Term Deposits

At RateCity we’ve done all the hard work by compiling options so you can make an Australian term deposit comparison with a just a few clicks of the mouse.

RateCity -

19 Apr, 2011 -

2 min read

Savings Accounts

The money advice Richard Branson swears by

Alex Ritchie -

28 Sep, 2017 -

4 min read

Savings Accounts

If I could turn back time: Money advice for your 20 year old

Savings Accounts

Teaching your children about money can be a challenging part of parenting, but one of the more convenient ways to do so is through a kids savings account.

Alex Ritchie -

30 Jul, 2020 -

4 min read