Term Deposits

When working out where to invest or deposit your money, should a term deposit get a look-in? While term deposit returns may not be the highest of all investment options, their relative reliability and security could make them worth considering.

Mark Bristow -

12 Apr, 2024 -

3 min read

Term Deposits

Could a term deposit help to safeguard part of your wealth from uncertainty? Selecting the best solutions to protect your assets and grow your investments isn’t always easy, but there are a range of options to consider.

Mark Bristow -

15 Mar, 2024 -

4 min read

Term Deposits

Now may be an opportune time to compare a range of term deposit accounts and the different options that are available.

Peter Terlato -

12 May, 2023 -

3 min read

Home Loans

According to many economists, the Reserve Bank of Australia (RBA) is unlikely to change the national cash rate at its upcoming meeting on 18 and 19 March 2024. The real question is whether recent economic updates could affect when the RBA is likely to announce its first rate cut.

Mark Bristow -

12 Mar, 2024 -

5 min read

Home Loans

The RBA has kept the cash rate on hold for the third consecutive meeting, as Australia’s monetary policy settings work to rein in inflation.

Eden Radford -

19 Mar, 2024 -

5 min read

Home Loans

In the leadup to the first meeting of the year for the Reserve Bank of Australia (RBA) board, economists from Australia's leading banks are in agreement that interest rates should stay on hold this month. That leaves two questions: how long will it take for inflation to fall into the RBA’s target band, and when will the first interest rate cut arrive?

Mark Bristow -

02 Feb, 2024 -

5 min read

Savings Accounts

How long will you be able to make the most of the interest on your savings account? With economists forecasting interest rate cuts later in the year, the days of making maximum interest returns on your wealth may be numbered. There are a few different savings strategies you could consider, which could better suit some household budgets than others.

Mark Bristow -

10 Apr, 2024 -

3 min read

Savings Accounts

How big a difference does your savings account interest rate really make? You may be surprised by the effect that a high-rate savings account could have on your wealth, depending on your saving strategy. Just make sure that the account you choose is one that suits your needs and can help you reach your goals.

Mark Bristow -

15 Mar, 2024 -

3 min read

Savings Accounts

The interest rate on your savings account can sometimes make the difference between you having a savings goal, and you achieving it.

Eden Radford -

28 Feb, 2024 -

3 min read

Credit Cards

Fraud on payment cards is returning to pre-pandemic levels, with authorities and police warning Australians to be vigilant against scammers over the Christmas and New Year holidays.

Mark Bristow -

22 Dec, 2023 -

3 min read

Credit Cards

Australia’s total credit card debt has dropped for the third month in a row, this time by $88.1 million.

Eden Radford -

09 Oct, 2023 -

3 min read

Credit Cards

There are six-figure Qantas frequent flyer points bonuses up for grabs from leading credit card companies this month. These sign-up bonuses may be enough to cover the cost of flights around Australia, as well as Hawaii or Europe. 

Alex Ritchie -

13 Jun, 2023 -

5 min read

Superannuation

Industry-wide returns on superannuation funds have bounced back to positive territory after negative returns during the early stages of COVID-19.

Alison Cheung -

27 Aug, 2020 -

3 min read

Superannuation

A December 2017 rally provided enough of a boost to push estimated annual returns on Australian superannuation funds into double digits. This annual return is understood to not only be the sixth positive annual return in a row, but to be well above the annual 10-year average.

Mark Bristow -

02 Jan, 2018 -

2 min read

Superannuation

Many Australians are on the verge of posting their first annual superannuation loss in seven years, according to new data from SuperRatings.

Nick Bendel -

29 Dec, 2018 -

2 min read

Personal Loans

Down, down, interest rates are down. That’s great news for borrowers, but not so much for savers.

Nick Bendel -

27 Nov, 2019 -

3 min read

Personal Loans

The latest lending indicators from the Australian Bureau of Statistics (ABS) saw the value of new loan commitments for fixed term personal finance rise 6.1% in August, following a rise of 6.0% in July 2023.

Mark Bristow -

06 Oct, 2023 -

2 min read

Personal Loans

As the Australian economy begins to exceed pre-pandemic levels and optimism returns to our finances, it appears there are two popular paths we’re considering taking: spending on home or on travel. And a personal loan may be able to help with both.

Alex Ritchie -

22 Jun, 2021 -

3 min read

Investment Funds

Stock market investors will be hoping for better returns in 2019, after the All Ordinaries fell 7.4 per cent during 2018.

Nick Bendel -

05 Jan, 2019 -

2 min read

Investment Funds

Australia��_s stock market has lost ground over the past month, although it has still posted reasonable returns over the past year.

Nick Bendel -

01 Jun, 2017 -

1 min read

Investment Funds

The federal government has warned punters ahead of the Melbourne Cup to be wary of betting scams that promise high odds and big returns.

Nick Bendel -

07 Nov, 2017 -

2 min read

Bank Accounts

The Australian Taxation Office has used new analytics and data-matching technology to increase the speed and accuracy of its tax assessment process.

Nick Bendel -

09 Sep, 2018 -

2 min read

Bank Accounts

Hostplus has launched a new product that allows Australians with self-managed superannuation funds to invest through a professional super group.

Nick Bendel -

22 Jun, 2019 -

3 min read

Bank Accounts

Haven�۪t filed your tax yet? You have a day to make it happen, or get yourself as a client of a registered tax agent to escape potential penalties.

Nick Bendel -

30 Oct, 2018 -

3 min read

Car Loans

July recorded its highest result for new vehicle sales on record, indicating that the market may be recovering. To help you easily compare car loan options, RateCity has ranked the top-rated car loans for August.

Alex Ritchie -

07 Aug, 2023 -

2 min read