Credit Score

Is there such a thing as 'good debt' and what could it mean for your financial future?

Mark Bristow -

16 Feb, 2024 -

4 min read

Credit Score

Between recent data breaches at major retailers including Optus and Medibank, and the influx of scam text messages and emails, you may be looking to increase your knowledge on how to tell if something is a scam or not.

Alex Ritchie -

25 Oct, 2023 -

8 min read

Home Insurance

Whether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.

Mark Bristow -

12 Feb, 2024 -

5 min read

Home Insurance

Renting out a room in your home can be beneficial in a number of ways - it can help you earn extra income to put towards household bills or mortgage payments, and it can even be a way to make use of a space that’s sitting dormant. That said, if you are considering becoming a landlord, even on a small scale, then it’s important to understand the legal requirements and the workings of the rental market, as well as how renting out a room could potentially affect your home and contents insurance. 

Mark Bristow -

09 Feb, 2024 -

5 min read

Home Insurance

If you’ve ever lost a piece of jewellery or had an item stolen or damaged, you’ll know how much it can hurt, both personally and financially. Whether it's an heirloom necklace, unique engagement ring, or luxury watch, the loss, theft, or damage of such items can be a major headache. 

Mark Bristow -

09 Feb, 2024 -

5 min read

Home Loans

One of the biggest benefits of investing in property, as opposed to living in the property, are the potential tax benefits. Understanding the potential tax deductions available for your investment property may help you to maximise your returns.

Alex Ritchie -

01 Nov, 2023 -

4 min read

Home Loans

If you

Laine Gordon -

09 Sep, 2009 -

4 min read

Home Loans

Many Aussie salespeople earn a commission on the products or services they sell, which is calculated as a percentage of the total value of the sales. Commissions can vary for several reasons, such as changing seasonal demand for products or difficulties hitting sales targets.

Mark Bristow -

18 May, 2023 -

9 min read

Credit Cards

You may wonder how to get a refund processed and how long it might take to appear on your credit card statement. We've got the answers to all this and more.

Peter Terlato -

23 Aug, 2023 -

7 min read

Credit Cards

Not quite ready for a platinum account but want more rewards than your standard credit card? A gold credit card could be what you’re looking for.

Mark Bristow -

29 May, 2023 -

3 min read

Credit Cards

There are numerous ways Velocity frequent flyer members can earn Velocity Points. Find out how you can maximise your earning potential when spending and accruing points.

Peter Terlato -

08 May, 2023 -

6 min read

Superannuation

It is possible to use the money in your superannuation fund to help cover the cost of your mortgage in certain circumstances, such as if you’re retiring or are in financial hardship. However, accessing your super fund early can make a big difference to your retirement lifestyle. 

Mark Bristow -

21 Jul, 2023 -

4 min read

Superannuation

Can you return to work after retiring and accessing your superannuation savings? Yes, this is possible, but you need to know the ATO rules.

Vidhu Bajaj -

09 Jan, 2023 -

4 min read

Superannuation

Unlike other super funds, conservative super funds typically offer smaller returns but are more likely to maintain the member’s investment.

Vidhu Bajaj -

20 Dec, 2022 -

4 min read

Savings Accounts

Five smart ways to spend your tax return

Laine Gordon -

02 Jul, 2014 -

3 min read

Savings Accounts

As inflation and interest rates creep up, it's worth sweeping any spare cash into a savings account to make your money work harder. What are the best strategies for working your spare cash harder in an online savings account?

Laine Gordon -

04 Nov, 2009 -

3 min read

Savings Accounts

When looking for a savings account, bank account or other savings vehicles, there are a variety of ways to turbo-charge your returns, such as choosing higher yielding accounts, or accounts with bonus interest rates.

RateCity -

07 Mar, 2012 -

3 min read

Term Deposits

High interest term deposit rates have always been sought after by Australians who enjoy regular and competitive returns.

RateCity -

15 Mar, 2011 -

2 min read

Term Deposits

Maximise your tax return this financial year

Laine Gordon -

02 Jun, 2011 -

3 min read

Term Deposits

Investing it into a short term deposit will give you peace of mind knowing it will be returning you a higher interest rate than your everyday transaction account while very low risk to your investment.

RateCity -

19 Apr, 2011 -

2 min read

bnpl

Bundll is a buy now, pay later (BNPL) service that lets you shop for up to $1,000 at any retailer (whether online or in-store) that accepts Mastercard. However, unlike other BNPL services, bundll is designed to pay for your everyday purchases by clubbing your weekly spends into a single bundll that can be paid off in 14 days, without any interest.

Jodie Humphries -

29 Jun, 2023 -

6 min read

Car Insurance

Capped price servicing offers transparency to the service pricing when returning your vehicle for regular maintenance. Find out how it works.

Jodie Humphries -

02 Feb, 2023 -

5 min read

Car Insurance

Australians are showing signs of returning to the new car market with sales of new motor vehicles posting a modest gain in June, says the Australian Bureau of Statistics.

Laine Gordon -

02 Aug, 2011 -

3 min read

Car Insurance

Taking an eco-friendly outlook isn't just about rewarding the environment. It's possible to turn 'green' into gold with environmentally-aware money management.

Car Loans

You may get tax deductions on the interest and depreciation on some car loans, provided you’re using the car for business purposes.

Jodie Humphries -

15 Mar, 2021 -

4 min read

Car Loans

A salary sacrifice car loan is simply another term for a novated lease, in which you purchase a vehicle using your pre-tax salary. Car salary sacrifice loans are essentially three-way contracts.

Alex Ritchie -

20 Nov, 2023 -

5 min read

Car Loans

Some car dealers ask for deposits; others don’t. It’s up to individual car dealers to decide whether to promise to hold on to cars in exchange for deposits.

Mark Bristow -

13 Oct, 2022 -

2 min read

Investment Funds

Managed investment funds (unit trusts) have come under a lot of criticism over the last few years due to their high management fees and in many cases inability to outperform the index.

RateCity -

29 Jan, 2014 -

3 min read

Investment Funds

Passive and active investing are distinct investment strategies with different risk profiles and potential returns. Learn the difference between the two to find out which is suitable for you.

Vidhu Bajaj -

23 Feb, 2023 -

6 min read

Investment Funds

As Trustees of Self Managed Superannuation Funds (SMSF) and retail investors look to replicate similar returns in 2014, there is a common question asked if direct buying of shares or purchasing units in a managed investment fund is the best option.

RateCity -

29 Jan, 2014 -

3 min read

Margin Loans

A margin loan allows you to borrow money to invest in shares and managed funds, whilst using your cash or shares as security for the loan.

RateCity -

19 Sep, 2009 -

1 min read

Margin Loans

Margin loans provide you with cash to invest in shares and managed funds. It does this through gearing, which means that you are able to invest in more shares than you could ordinarily afford, while the cash and shares act as security for the loan.

RateCity -

19 Sep, 2009 -

1 min read

Margin Loans

Loan margins, or otherwise margin loans, provide you with the cash to invest in shares and managed funds by keeping your shares as security for the loan.

RateCity -

19 Sep, 2009 -

1 min read

Bank Accounts

Taking the plunge and combining your finances with a partner can be an exciting stage in life. However, sharing finances can also create some challenges if you don't do your homework first and put some sensible plans and structures in place.

Laine Gordon -

18 Jun, 2012 -

2 min read