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Savings Accounts
Some of the top-rated savings accounts in March 2024How big a difference does your savings account interest rate really make? You may be surprised by the effect that a high-rate savings account could have on your wealth, depending on your saving strategy. Just make sure that the account you choose is one that suits your needs and can help you reach your goals.
Mark Bristow -
15 Mar, 2024 -
3 min read
Savings Accounts
Some of the top-rated savings accounts in April 2024How long will you be able to make the most of the interest on your savings account? With economists forecasting interest rate cuts later in the year, the days of making maximum interest returns on your wealth may be numbered. There are a few different savings strategies you could consider, which could better suit some household budgets than others.
Mark Bristow -
10 Apr, 2024 -
3 min read
Savings Accounts
Are you spending smarter? How saving can affect your budgetNew data has revealed some of the spending and saving strategies that Australians are using to help manage cost of living pressures. But how could the way you manage these savings affect your household budget and financial goals?
Mark Bristow -
12 Apr, 2024 -
3 min read
Term Deposits
Some of the top-rated term deposits in March 2024Could a term deposit help to safeguard part of your wealth from uncertainty? Selecting the best solutions to protect your assets and grow your investments isn’t always easy, but there are a range of options to consider.
Mark Bristow -
15 Mar, 2024 -
4 min read
Term Deposits
Some of the top-rated term deposits in April 2024When working out where to invest or deposit your money, should a term deposit get a look-in? While term deposit returns may not be the highest of all investment options, their relative reliability and security could make them worth considering.
Mark Bristow -
12 Apr, 2024 -
3 min read
Bank Accounts
What is the lipstick effect?Do you know that lipstick sales are considered a way to know if we’re in a recession? It’s called the lipstick effect, or the lipstick index, and it’s regarded by some as a helpful way to understand how consumers are responding to an economic downturn.
Eden Radford -
25 Mar, 2024 -
4 min read
Car Loans
Some of the top-rated car loans in April 2024In every month of 2024 so far, Australians have broken a record for the number of vehicle purchases. A general swing towards electric vehicles (EVs) and other greener vehicles has also been recorded, with fuel-efficient technologies becoming more and more popular.
Mark Bristow -
09 Apr, 2024 -
3 min read
Car Loans
Some of the top-rated car loans in March 2024Records were made to be broken, at least when it comes to Australians buying cars. As car purchasing accelerates, it’s important for buyers to carefully consider their finance options before committing.
Mark Bristow -
13 Mar, 2024 -
3 min read
Home Loans
Offset accounts, the great hack?Australians love a good life hack and offset accounts are no exception, but as with all good hacks, it’s worth double checking the details to make sure there's no catch.
Eden Radford -
06 Mar, 2024 -
4 min read
Home Loans
CBA pares back cash rate cut prediction to just one in 2024Australia’s biggest bank, CBA, has revised its cash rate forecast, reducing the number of predicted RBA cuts in 2024 from three 0.25 percentage point cuts, to just one, scheduled for November.
Eden Radford -
30 Apr, 2024 -
4 min read
Home Loans
Westpac changes cash rate call on the back of slow-moving CPI figuresThe inflation figures for the March quarter, released today from the ABS, are a timely reminder borrowers cannot bank on an RBA rate cut in 2024.
Eden Radford -
24 Apr, 2024 -
4 min read
Credit Cards
Financial stress on the rise – what can you do about it?More Australians may be turning to credit cards to help manage their household expenses, according to a new report. With the cost of living putting pressure on many budgets, what can you do to better manage your credit?
Mark Bristow -
02 May, 2024 -
4 min read
Credit Cards
CBA cuts 11 interest-free days from its rewards cardsAustralia’s biggest bank, CBA, has decreased the number of interest-free days available on its rewards cards in the latest credit card shakeup.
Eden Radford -
01 May, 2024 -
4 min read
Credit Cards
Wisr's Joanne Edwards on tips to manage your debtNavigating a tough financial situation can be tricky - so to help provide some guidance, RateCity spoke to Joanne Edwards, Chief Operating Officer of Wisr, a neo-lender and fintech that is focused on improving the financial wellness of all Australians and helping them make smart decisions.
Eden Radford -
24 Apr, 2024 -
6 min read
Personal Loans
Some of the top-rated personal loans in April 2024Australians are reportedly moving away from personal loans, in a partial reversal of an earlier uptick in lending activity earlier in the year. While new data shows a decline in personal lending overall, there are still competitive personal loans available for borrowers who know where to look.
Mark Bristow -
09 Apr, 2024 -
3 min read
Credit Score
How to fix credit report errorsWhile it’s not that common, it is possible for your credit report to contain mistakes. If you think there’s a mistake on your credit report, there are steps you can take to make sure it is corrected.
Eden Radford -
12 Apr, 2024 -
3 min read
Home Loans
Big banks vs small banks for mortgagesChoosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?
Alex Ritchie -
05 Mar, 2024 -
6 min read
Personal Loans
Can I get a personal loan to pay for my wedding?It’s no secret that tying the knot can be an expensive proposition, with the W-word often being associated with higher than typical prices for many products and services. While you might be wedded to getting a personal loan to pay for it, it’s important to be aware of the risks involved before saying I Do to a bank or lender.
Mark Bristow -
15 Mar, 2024 -
5 min read
Home Insurance
What home insurance do I need for an apartment?Many apartments are already covered by strata insurance, so you may not need to apply for a traditional home insurance policy to cover damage to the property. However, strata insurance may not always offer the cover you need. If you’re one of the 10% of Australians who live in apartments, it could be worth comparing contents insurance policies and other options.
Mark Bristow -
26 Apr, 2024 -
4 min read
Credit Score
Does Afterpay affect your credit score?Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.
Vidhu Bajaj -
15 Mar, 2024 -
5 min read
Nonspecific
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Eden Radford -
19 Apr, 2024 -
8 min read