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Home Loans

Big banks vs small banks for mortgages

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

Is there a cost to refinance your home loan (and how much could you save)?

Refinancing a home loan typically costs some money in fees and charges from your old and new mortgage lenders. However, there may be ways to reduce or offset these costs, and the potential savings from switching could see you break even sooner than you expect.

Mark Bristow

Mark Bristow -

24 Aug, 2023 -

5 min read

Home Loans

Easy ways to make your home energy efficient

By making your home more energy efficient, save on energy bills while also doing your part to protect the environment.

Vidhu Bajaj

Vidhu Bajaj -

07 Nov, 2023 -

5 min read

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Home Insurance

Switching home insurance: A comprehensive guide

There are many reasons why you might choose to switch home insurance. You might be looking to save money with a new provider, seeking more comprehensive cover, or looking for a better customer service experience.

Mark Bristow

Mark Bristow -

16 Feb, 2024 -

3 min read

Home Insurance

What does building insurance cover?

Home insurance can be daunting, especially when trying to protect your most valuable asset - your home. Building insurance plays a crucial role in safeguarding homeowners from financial loss due to damage or destruction of their property. Understanding the essentials of building insurance and its costs may help you save some money on your policy.

Mark Bristow

Mark Bristow -

12 Feb, 2024 -

3 min read

Home Insurance

What is contents insurance?

Contents insurance is a form of insurance that covers your personal possessions in the event of loss, damage or theft. Many insurance providers sell contents insurance as part of a package deal with home insurance, offering discounts if you purchase both together, but it is generally also available to purchase separately. 

Mark Bristow

Mark Bristow -

13 Feb, 2024 -

5 min read

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Car Loans

E10 vs 91: Navigating your fuel choices

If you want to keep your car running smoothly and avoid costly mechanic bills, then choosing the right fuel is important. In Australia, regular unleaded petrol (91), premium unleaded (95 and 98) and E10 are among the most common petrol choices for motorists. If you’ve seen these names on the petrol bowser without fully understanding what they mean, here are the basics to help you make a more informed choice the next time you fill up your car.

Mark Bristow

Mark Bristow -

20 Feb, 2024 -

5 min read

Car Loans

Can I increase my home loan to buy a car?

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.

Alex Ritchie

Alex Ritchie -

06 Nov, 2023 -

5 min read

Car Loans

Should I get a car loan through a dealer?

When it comes time to purchase your first or next car, you may assume that simply taking out a loan at a car dealership is your best option. However, you could be missing out on potential savings by shopping around and comparing your options.

Alex Ritchie

Alex Ritchie -

26 Oct, 2023 -

4 min read

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Savings Accounts

What are savings account conditions?

Earning the maximum interest from a savings account may require you to meet certain conditions, such as making regular deposits or minimal withdrawals. If you don’t fulfil these conditions, you may earn less interest on your savings, or even none at all.

Mark Bristow

Mark Bristow -

22 Jan, 2024 -

4 min read

Savings Accounts

How much does the average Australian have in savings?

Savings can provide a safety net for individuals and households during periods of financial difficulty or stress. But how much does the average Australian actually have stashed away in their savings account?

Peter Terlato

Peter Terlato -

15 Nov, 2023 -

3 min read

Savings Accounts

How to fight the urge to splurge

save money, savings, online, savings plan

Patricia Babalis -

23 Mar, 2014 -

3 min read

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Energy

10 ways to save on electricity and gas at home

Whether you’re trying to be more environmentally conscious, or are sick of paying through the teeth for your utilities, Australian homeowners are increasingly seeking ways to trim down their electricity and gas expenses.  

Alex Ritchie

Alex Ritchie -

17 Nov, 2023 -

4 min read

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Term Deposits

Can you break a term deposit?

It’s usually possible to withdraw your money from a term deposit early if you need the cash back in your pocket. But doing so may require providing advance notice to the bank, and you may miss out on earning interest on your savings.

Alex Ritchie

Alex Ritchie -

01 Sep, 2023 -

4 min read

Term Deposits

The benefits of short-term deposits

Each year Australians look for ways to accrue, save and invest their money, with many turning to term deposits for their investments.

Kate Wick -

09 May, 2023 -

3 min read

Term Deposits

Long-Term Savings

One of the most common ways for people to reach their long-term savings goals is by depositing their money into a term deposit.

RateCity

RateCity -

04 May, 2010 -

1 min read

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Car Insurance

Does pay as you drive car insurance save you money?

Pay As You Drive insurance works by allowing customers to only pay for the kilometres they drive instead of paying a fixed premium. Pay As You Drive policies aim to provide a more individualised approach to calculating insurance costs. 

Alex Ritchie

Alex Ritchie -

30 Nov, 2023 -

4 min read

Car Insurance

Do EVs cost more to insure?

Electric Vehicles (EVs) generally cost more to purchase than their petrol-powered equivalents, and may also often cost more to insure. However, the fuel cost savings may be able to help offset some of these higher expenses.

Mark Bristow

Mark Bristow -

14 Aug, 2023 -

4 min read

Car Insurance

Volvos new technology saves lives while insurance saves your back pocket

Pedestrian safety is a rising concern in Australia - both in and out of the car. According to the NSW's Roads and Traffic Authority (RTA), from the 12 months ending in September 2010, there have been 63 fatalities involving pedestrians in NSW alone. Ensure you have the right level of car insurance by comparing comprehensive car insurance quotes online for peace of mind.

Laine Gordon

Laine Gordon -

08 Oct, 2010 -

3 min read

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Credit Cards

How do you make a balance transfer?

Learn how to make a successful credit card balance transfer to save on interest and streamline debt repayment effectively.

Vidhu Bajaj

Vidhu Bajaj -

24 Nov, 2023 -

7 min read

Credit Cards

Five ways to build your savings in your 20s

Five ways to build your savings in your 20s

Laine Gordon

Laine Gordon -

14 Aug, 2015 -

4 min read

Credit Cards

How to be a smart supermarket shopper

Pre-prepared meals could be making a dent in your savings account. Here are some tips to get saving!

Laine Gordon

Laine Gordon -

12 Oct, 2014 -

3 min read

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Credit Score

Can Uber Eats & Deliveroo affect your credit score?

Food delivery services can feel like a life saver when the fridge is bare or you’re simply lacking motivation to cook, but can frequent use affect your credit score?

Georgia Brown

Georgia Brown -

10 Jun, 2023 -

3 min read

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Superannuation

How much could you retire with? This super fund knows

Superannuation can sometimes feel a bit like a simple savings account or term deposit – money goes in, earns interest, and doesn’t come out again until you retire. But did you know that some Australian super funds offer financial education, advice and other services? Not all Australians take advantage of these services, which could make a big difference to your retirement plans.

Mark Bristow

Mark Bristow -

10 Jul, 2023 -

4 min read

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Bank Accounts

How does a locked savings account help me save money?

You won’t be able to withdraw money from locked savings accounts for a fixed amount of time, you may earn more interest than with a standard account.

Jodie Humphries

Jodie Humphries -

18 Dec, 2020 -

3 min read

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