Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
211 articles written by Vidhu Bajaj
How long does a guarantor stay on a mortgage?
Have you bought your first home by keeping your parents as guarantors on the mortgage? Work out when it is the right time to release them as guarantors.
Vidhu Bajaj -
18 Oct, 2022 -
3 min read
Fuel types for cars and how they differ
Learn the different types of popular fuels required for cars and their fundamental difference.
Vidhu Bajaj -
04 Oct, 2022 -
6 min read
Should you invest in shares or super? | RateCity
Choosing between investing in shares and investing in super will depend on factors such as how much risk you want to take and how soon you want to make a profit.
Vidhu Bajaj -
28 Sep, 2022 -
5 min read
Is home equity release the right option for you? | RateCity
Home equity release loans can help you access some of the money you’ve paid into your home without taking on additional debt.
Vidhu Bajaj -
22 Sep, 2022 -
7 min read
What is a non-conforming home loan? | RateCity
A non-conforming home loan is offered to borrowers who don’t meet the standard lending criteria set out by major lenders.
Vidhu Bajaj -
19 Sep, 2022 -
4 min read
Payright: What is it and how does it work? | RateCity
Payright is a buy now, pay later (BNPL) service that allows you to borrow up to $10,000 to shop at select retailers and repay the amount in smaller instalments spread over three to 36 months. The platform also includes a dedicated home improvement category, and you can gain approval for up to $20,000 for spending under this category.
Vidhu Bajaj -
01 Sep, 2022 -
6 min read
Can I use a personal loan to refinance my credit card debt? | RateCity
It may be possible to take out a personal loan to pay off your mounting credit card debt, but there are potential downsides to consider.
Vidhu Bajaj -
01 Sep, 2022 -
7 min read
Can you access your super for IVF treatment? | RateCity
If you’re looking for options to pay for IVF, it may be possible to access your super early to cover the cost of the treatment.
Vidhu Bajaj -
01 Sep, 2022 -
4 min read
Difference between a home equity loan and a reverse mortgage? | RateCity
Accessing the equity in your home can be done via a home equity loan or reverse mortgage, but what are they? Understand what they are and how they work.
Vidhu Bajaj -
23 Aug, 2022 -
6 min read
Car insurance renewal tips to boost your savings | RateCity
If your car insurance policy is up for renewal, it may be a good time to review your cover and refresh it.
Vidhu Bajaj -
18 Aug, 2022 -
5 min read