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Vidhu Bajaj

Personal Finance Writer

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Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

211 articles written by Vidhu Bajaj

Car Loans

Which are the best station wagons in Australia? | RateCity

Discover the best wagons in Australia based on ANCAP Safety ratings and comparisons by car review sites.

vidhu-bajaj

Vidhu Bajaj -

21 Jul, 2022 -

3 min read

Cryptocurrency

What is Tether and should you invest in it? | RateCity

Tether is a stablecoin or a blockchain-based cryptocurrency pegged to other fiat currencies

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Vidhu Bajaj -

21 Jul, 2022 -

4 min read

Cryptocurrency

What are meme coins? | RateCity

Understand what are meme coins and what drives their value.

vidhu-bajaj

Vidhu Bajaj -

06 Jul, 2022 -

4 min read

Cryptocurrency

Cryptocurrency staking vs mining – how are they different? | RateCity

Staking and mining are two different ways of verifying transactions and securing the blockchain while generating new crypto coins in the process.

vidhu-bajaj

Vidhu Bajaj -

30 Jun, 2022 -

5 min read

Cryptocurrency

What is Bitcoin Gold (BTG), and why was it created? | RateCity

Find out what Bitcoin Gold (BTG) is and why it was created from Bitcoin.

vidhu-bajaj

Vidhu Bajaj -

21 Jun, 2022 -

3 min read

Buy Now Pay Later

What is LatitudePay and how does it work?

LatitudePay is a buy now, pay later (BNPL) provider with a similar business model in New Zealand. It lets you spend up to $1,000 and pay it back in 10 weekly instalments, with the first instalment due on the day of the purchase.

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Vidhu Bajaj -

09 Jun, 2022 -

6 min read

Credit Cards

What happens if I don’t activate a credit card?

Most credit cards cannot be used until they are activated, but leaving a card unactivated also carries some fraud risk. Check if you can cancel the card.

vidhu-bajaj

Vidhu Bajaj -

09 Jun, 2022 -

4 min read

Cryptocurrency

What is Cardano and how does it work?

Cardano is a public blockchain platform with its own cryptocurrency called ADA. ADA is the world’s largest cryptocurrency to use a proof-of-stake blockchain, which is considered a more sustainable alternative to proof-of-work ones.

vidhu-bajaj

Vidhu Bajaj -

08 Jun, 2022 -

3 min read

Home Loans

Property Development Loans: How do they work? | RateCity

You can use a property development loan to finance the development of a block of land for residential or commercial purposes.

vidhu-bajaj

Vidhu Bajaj -

17 May, 2022 -

5 min read

Savings Accounts

Automate your savings with an automatic savings account

Do you notice your fortnightly car repayments, iphone bill or charity contributions when they are direct debited from your account? Based on the same concept as direct debiting, setting up an automatic savings plan can help you to save more and help you reach your financial goals sooner.

vidhu-bajaj

Vidhu Bajaj -

02 May, 2022 -

7 min read