Updated on 21 May, 2024

2023 RateCity Bank Account Gold Awards Winners

Finding Australia's best Bank Accounts has just been made easier. Select a category below and discover the Bank Accounts that have received a coveted RateCity Gold Award.

Qantas Transaction Account	Qantas Transaction Account	Real Time Rating™ 5 / 5	Product Info
Everyday Account	Everyday Account	Real Time Rating™ 5 / 5	Product Info
Everyday Global Account	Everyday Global Account	Real Time Rating™ 5 / 5	Product Info
Spend Account	Spend Account	Real Time Rating™ 5 / 5	Product Info
Glide Account	Glide Account	Real Time Rating™ 4.5 / 5	Product Info
General Savings Account	General Savings Account	Real Time Rating™ 4.46 / 5	Product Info
Classic Banking	Classic Banking	Real Time Rating™ 4.36 / 5	Product Info
Choice	Choice	Real Time Rating™ 4.36 / 5	Product Info
Smart Access	Smart Access	Real Time Rating™ 4.36 / 5	Product Info
Transaction Account	Transaction Account	Real Time Rating™ 4.28 / 5	Product Info

Awards are as at 28/04/2023. There may be some providers or products that have since rebranded to a different name. If you select "Product info", you will be directed to the corresponding product page. If the product has since been removed, you will be directed to the provider page.

For further insight into the Bank Accounts Gold Awards, please refer the Awards Methodology.

View Methodology for Bank Accounts 2023 Gold Awards

How RateCity works out the Gold Award

The RateCity bank account awards celebrate financial intuitions who consistently offer competitive transaction accounts to Australian consumers.

The awards are based on our market-leading Real Time Ratings™ system which gives every savings account in our database a score out of five based on features, perks, fees and functionality, tested against everyday transaction scenarios.

Importantly, these scores are calculated every day, capturing product changes as they happen,
a factor missed by some awards programs.

How Real Time Ratings™ work

How RateCity Leaderboards work

Our leaderboards allow you to quickly find and compare the top financial products in each of our key categories.

View all leaderboards

2023 Gold Awards Categories

RateCity’s Gold Awards recognise the best financial products across six categories as determined by our Real Time Ratings ™ system. Discover the best in Home Loans, Personal Loans, Car Loans, Savings Accounts, Term Deposits and Bank Accounts.