360 Finance car loans
360 Finance assist customers in sourcing a loan that suits a multitude of situations, including new, used and vintage cars, as well as loans for private and business use. They work with over 30 different lenders for competitive rates and conditions. 360 finance also help to provide ‘bad credit’ car loans, suitable for customers who otherwise may not be able to take out a loan.
360 Finance is an Australian broker, specialising in car finance. 360 Finance matches borrower needs with affordable rates from a variety of different lenders, whether you’re looking for a car loan for personal or business purposes, or a personal loan to purchase a motorbike, boat or caravan. 360 Finance operates online, and can be contacted via email or phone.
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Why choose 360 Finance
360 Finance Car Loans
Car Loans calculator
Use our car loan calculator to see how much you’d have to repay under different borrowing scenarios.
Your estimated repayments
Total interest
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- This is an estimate of how much you would pay (weekly/fortnightly/monthly) based on your borrowing amount, interest rate and loan term.
- Calculations assume that details entered into calculator, including interest rates, do not change for the lifetime of the loan.
- Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
- Months are assumed to be of equal length. However, given that some months are longer than others, interest charged by vary depending upon the month.
- The calculation rounds of the car loan repayment to the closest dollar value without decimals.
- All calculations are estimates only; there are no guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
- Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
- Calculator does not include the cost of fees or other extra charges.
- Calculator does not account for changes to interest rates over time.
- This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Read our full disclaimer.
How to apply for 360 Finance?
To apply for a car loan with 360 Finance, you’ll need to contact the company with your contact details and how much you want to borrow.
You'll need to provide the following details:
1. Income type
2. Age proof
3. Employment status
What RateCity says about 360 Finance
While 360 Finance can help you select a car loan from a variety of options, the Advantage Car Loan from 360 Finance is another quick and simple method to pay for a car. This secured car loan with a fixed below-average interest rate can be used to finance a new or used car purchase. However, it’s important to remember that ongoing and upfront fees apply, along with penalty fees for missed repayments and for making an early exit from the loan.
Finance from an Advantage Car Loan from 360 Finance starts at $30,000, with the option available to make extra repayments and reduce your interest charges.
The Advantage Car Loan from 360 Finance can be used for new or used car purchases. The interest rate is lower than the market average, even compared to other secured car loans. This fixed interest rate helps to keep your repayments stable and consistent for the full term of the loan, for simpler budgeting. In addition to the interest charges, you’ll need to account for the loan’s fees when preparing your budget. You can make extra repayments onto your car loan if you choose, which can help to reduce the amount of interest charged on your car loan. However, if you make enough extra repayments to pay off your car loan ahead of schedule, an early exit fee will apply.
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.
