![Jodie Humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries
Personal Finance Editor
Loan against your car that is paid off
It is possible to get a personal loan against your paid-off car where the value of your vehicle is considered collateral for the loan.
Car Loans
05 Dec, 2022
4 min read
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![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
Buying a demonstrator car
Considering buying a demonstrator car? Make sure you make the right decision and understand your purchase by being fully informed of the pros and cons of buying a demo car.
Car Loans
05 Dec, 2022
5 min read
![Buying a demonstrator car](https://images.ratecity.com.au/large/20221205/lady-driving-car-P1_sx8kLM.jpg)
![Mark Bristow](https://images.ratecity.com.au/large/20190930/author-mark-512-zioiNTrC5.jpg)
Mark Bristow
Personal Finance Editor
Can I get a car loan if I am on disability benefit?
Not every lender will accept pensions or government benefits as income when assessing loan applications, though some lenders will. Borrowers on disability benefits can still apply for a car loan, though it’s important to calculate if you can comfortably afford the loan before you apply.
Car Loans
21 Nov, 2022
4 min read
![Can I get a car loan if I am on disability benefit?](https://images.ratecity.com.au/large/20221121/can-i-get-a-car-loan-if-i-am-on-disability-benefit-nGzHIcJjX.jpg)
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
How much should I spend on a car?
In the market for a new car? You may be wondering how much to spend? Before buying, ensure you consider all costs beyond the purchase price.
Car Loans
17 Nov, 2022
6 min read
![How much should I spend on a car?](https://images.ratecity.com.au/large/20221117/imgonline-com-ua-compress-to-size-s-y-4-sr-qq-yr-wpb-h-YOMR2VNw5.jpg)
![Jodie Humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries
Personal Finance Editor
Pros and cons of salary sacrificing to lease a car
Salary sacrifice allows you to pay for a car from your pre-tax income. It reduces your taxable income and total tax outflows. It can be an alternative to taking out a car loan or buying a vehicle outright. If you’re comfortable reducing your take-home income, salary sacrificing to purchase a car can provide significant savings.
Car Loans
07 Nov, 2022
3 min read
![Pros and cons of salary sacrificing to lease a car](https://images.ratecity.com.au/large/20221107/car-loan-S4DJnHTiP.jpg)
![Jodie Humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries
Personal Finance Editor
Novated lease vs. car loan – which one to choose?
You’re keen to buy a new car, but you may not have the entire amount needed to purchase it. So what are your options? You can, of course, pay a deposit upfront and take out a car loan for the balance amount. Or you can explore another option – a novated lease.
Car Loans
31 Oct, 2022
5 min read
![Novated lease vs. car loan – which one to choose?](https://images.ratecity.com.au/large/20221031/car-loan-novated-lease-j0UmirFlE.jpg)
![Jodie Humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries
Personal Finance Editor
Selling a car before moving overseas
Are you moving overseas and selling your car? Find out ways you can get this done.
Car Loans
28 Oct, 2022
4 min read
![Selling a car before moving overseas](https://images.ratecity.com.au/large/20221028/sell-car-moving-overseas-qJWZnYVRW.jpg)
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
Eco-friendly tips to improve your car’s fuel economy
If you’re looking for tips to improve the fuel economy of your car, changing the way you drive could save you some dollars and also help the environment.
Car Loans
27 Oct, 2022
6 min read
![Eco-friendly tips to improve your car’s fuel economy](https://images.ratecity.com.au/large/20221027/imgonline-com-ua-compress-to-size-2-y-xdl-lf-75-sl-a-8-gn-m-T5HxgO07M.jpg)
![Vidhu Bajaj](https://images.ratecity.com.au/large/20220721/vidhu-av-GVZVe0oct.jpg)
Vidhu Bajaj
Personal Finance Writer
Which are the best 4WD cars in Australia?
Deciding on the best four-wheel drive (4WD) car in Australia is really based on what you need and how you’ll use it.
Car Loans
20 Oct, 2022
6 min read
![Which are the best 4WD cars in Australia?](https://images.ratecity.com.au/large/20221020/imgonline-com-ua-compress-to-size-x-pk-5-mfzvs-dvo-7-qHpUyadYg.jpg)
![Jodie Humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries
Personal Finance Editor
How to pay off a car loan early?
Can you save if you pay off your car loan early? How can you manage this, and what should you look out for?
Car Loans
20 Oct, 2022
4 min read
![How to pay off a car loan early?](https://images.ratecity.com.au/large/20221020/imgonline-com-ua-compress-to-size-ou-44-hy-glb-6-gierd-s6ws_YyHp.jpg)
![Mark Bristow](https://images.ratecity.com.au/large/20190930/author-mark-512-zioiNTrC5.jpg)
Mark Bristow
Personal Finance Editor
Can you put a deposit on a car to hold it?
Some car dealers ask for deposits; others don’t. It’s up to individual car dealers to decide whether to promise to hold on to cars in exchange for deposits.
Car Loans
13 Oct, 2022
2 min read
![Can you put a deposit on a car to hold it?](https://images.ratecity.com.au/large/20221013/can-you-put-a-deposit-on-a-car-to-hold-it-8qbVgSThW.jpg)
![Mark Bristow](https://images.ratecity.com.au/large/20190930/author-mark-512-zioiNTrC5.jpg)
Mark Bristow
Personal Finance Editor
What's the most tax effective way to buy a car?
Buying a car can be a major financial commitment, so it makes sense to check how this purchase could influence the tax you pay. Depending on your financial situation and how you plan to use the car, there may be several strategies available to claim tax deductions on your car purchase. It’s important to compare the available options to work out which one may be the most tax-effective choice for you.
Car Loans
05 Oct, 2022
4 min read
![What's the most tax effective way to buy a car?](https://images.ratecity.com.au/large/20221005/whats-the-most-tax-effective-way-to-buy-a-car-E4Jd3HQ6f.jpg)
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