Calculate your car loans repayments and savings when switching your car loans from the Big 4 banks

Borrowers who have switched to smaller, more competitive lenders are saving hundreds of dollars every month. With rates well under 10% now, there’s no better time to switch. Compare your car loan rate against the latest deals:

I want to borrow

$

Over a loan term of

years

With an interest rate of

%

Repayment frequency

By paying weekly, you are saving $95.
Advertised Rate

4.67

% p.a

Fixed

Comparison Rate*

5.22

% p.a

Company
Save by switching

$4,548

total savings

Repayment

$129

based on $30,000 loan amount for 5 years at 4.67%

Upfront Fee

$400

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Awards

Winner of Best Used Car Loans, RateCity Gold Awards 2021

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Advertised Rate

4.99

% p.a

Fixed

Comparison Rate*

5.34

% p.a

Company
Save by switching

$4,285

total savings

Repayment

$130

based on $30,000 loan amount for 5 years at 4.99%

Upfront Fee

$250

Go to site
More details
Advertised Rate

Headline rate From

6.99

% p.a

Fixed

Comparison Rate*

7.91

% p.a

Company
Save by switching

$2,611

total savings

Repayment

$137

based on $30,000 loan amount for 5 years at 6.99%

Upfront Fee

$150

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*How we came up with our estimates?

  1. Estimated savings are calculated by averaging the car loan interest rates from Australia’s big four banks; averaging the four lowest interest rates for personal loans available through RateCity; and comparing the cost difference when these average interest rates are applied to a $30,000 loan with a five term and monthly repayments.
  2. These estimated savings calculations were made on 8 March 2018.
  3. Estimated savings are not a guarantee or projection of future savings.