RateCity.com.au
  1. Home
  2. Car Loans
  3. Articles

Car Loans Articles

Relevant Car Loans articles and tips

Jodie Humphries

Personal Finance Editor

Leasing vs buying a car in Australia: Which should you choose?

Wondering if you need to own a car, or if leasing one serves your purposes? Discover which option makes more sense to you financially.

Car Loans

28 Feb, 2022

4 min read

Leasing vs buying a car in Australia: Which should you choose?
Jodie Humphries

Personal Finance Editor

What are the different types of car loans?

When you need a loan to buy a car, different types of car loans are available, and what you choose will affect your financial planning. 

Car Loans

25 Feb, 2022

7 min read

What are the different types of car loans?
Jodie Humphries

Personal Finance Editor

What you should know about selling a financed car

Selling a car that is still under finance can be tricky, as the lender is technically the car’s owner. You may need the lender’s approval unless you can pay off the loan.

Car Loans

08 Jan, 2022

3 min read

What you should know about selling a financed car
Jodie Humphries

Personal Finance Editor

What’s the difference between a car lease and a hire purchase?

Are you looking for a car you can own or do you need one for a limited time? Learn the difference between a car lease and a hire purchase.

Car Loans

23 Dec, 2021

4 min read

What’s the difference between a car lease and a hire purchase?
Jodie Humphries

Personal Finance Editor

Should you purchase your car with bank loan or dealer finance?

Buying a new car is exciting, but choosing a payment route isn’t always easy. The two most common finance options are auto loans or dealership finance. Let’s explore the differences between the two options.

Car Loans

17 Dec, 2021

3 min read

Should you purchase your car with bank loan or dealer finance?
Vidhu Bajaj

Personal Finance Writer

Is there a minimum credit score for a car loan in Australia?

In promising news for prospective buyers with a shaky credit history, there’s no fixed minimum credit score for a car loan in Australia. However, as lenders refer to your credit score to determine the risk of providing a loan to you, a lower score might make them wary of lending to you.

Car Loans

14 Dec, 2021

4 min read

Is there a minimum credit score for a car loan in Australia?
Jodie Humphries

Personal Finance Editor

Can I get a loan against my car?

Are you planning to take out a personal loan? You may be able to get a loan using your car as security.

Car Loans

13 Dec, 2021

6 min read

Can I get a loan against my car?
Jodie Humphries

Personal Finance Editor

Are car loans secured or unsecured debt?

Looking at purchasing a car? You may need a car loan and be wondering, is my car loan secured or unsecured debt - read this to get your answer.

Car Loans

07 Aug, 2021

3 min read

Are car loans secured or unsecured debt?
Jodie Humphries

Personal Finance Editor

Should you consider paying cash for a car?

If you’re debating whether or not to buy a car using cash, here are a few factors you might want to consider to help you make your decision.

Car Loans

05 Aug, 2021

3 min read

Should you consider paying cash for a car?
Jodie Humphries

Personal Finance Editor

How to prevent vehicle repossession in Australia

If you take out a car loan and find it difficult to repay, you may face the threat of having the car repossessed by the lender. Find out how you can prevent this or get your repossessed car back.

Car Loans

04 Aug, 2021

3 min read

How to prevent vehicle repossession in Australia
Georgia Brown

Personal Finance Editor

Can I transfer my car loan to someone else?

While you probably didn’t anticipate having to sell your car before the end of your loan term, plenty can change over the course of a few years. This might lead you to wonder whether you can transfer your car loan to another person.

Car Loans

31 Jul, 2021

3 min read

Can I transfer my car loan to someone else?
Jodie Humphries

Personal Finance Editor

Hatchback vs sedan: Which should I choose?

If you’re in the market for a car and can’t decide what type of vehicle will suit you, it’s a good idea to compare the pros and cons of a hatchback vs a sedan.

Car Loans

28 Jul, 2021

3 min read

Hatchback vs sedan: Which should I choose?