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NRMA Car Loans Car Loans

NRMA finances new and used cars as well as motorcycles, caravans, motorhomes and boats. NRMA also does refinancing. New car loans are approved within five business hours. Loans start from $5,000, with loan terms lasting for up to seven years. Members can get a discount of up to 1 percentage point. NRMA offers a 21-day loan satisfaction guarantee, which means that if borrowers repay their loan within three weeks, any interest and fees will be cancelled. NRMA is a motoring organisation that was founded in 1920 and is now Australia’s largest member organisation.

NRMA Car Loans car loan repayment calculator

Thinking about taking out a car loan with NRMA Car Loans? Use our car loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how NRMA Car Loans car loans compare with other options.

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A bad credit car loan is a car loan for borrowers who have ‘bad credit’ or a bad credit history.

Some lenders refuse to offer bad credit car loans, because they believe there is an excessive risk that bad credit borrowers will not repay their loans. However, other lenders are willing to provide bad credit car loans.

Generally, these lenders charge higher interest rates for bad credit car loans than ‘prime’ car loans, reflecting the higher level of risk. Bad credit car loans may also have higher fees than prime car loans.

However, the big advantage of a bad credit car loan is that it allows borrowers with bad credit to access finance. Another advantage is that it could help bad credit borrowers improve their credit rating, assuming they make all their repayments on time.


^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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