Bank First

2.15

% p.a

Intro 36 months

Discounted 3 Year Variable Rate~ Ends in about 1 month

2.81

% p.a

special

Real Time Rating™

2.48

% p.a

Variable

2.94

% p.a

Lower than average interest rate
No upfront fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

2.39

% p.a

Fixed - 1 year

2.93

% p.a

Interest rates ranked in the best 20%
No upfront fees
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

2.39

% p.a

Fixed - 3 years

2.91

% p.a

Interest rates ranked in the best 20%
No upfront fees
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Bank First personal loans

TMD

7.25

% p.a

Variable

8.59

% p.a

Variable up to 8.59%

Lower than average rate
No ongoing fees
Lower than average application fees
Unlimited extra repayments

Real Time Rating™

8.15

% p.a

Fixed

9.49

% p.a

Fixed up to 9.49%

Lower than average rate
No ongoing fees
Lower than average application fees
Unlimited extra repayments

Real Time Rating™

8.15

% p.a

Variable

9.49

% p.a

Variable up to 9.49%

Lower than average rate
No ongoing fees
Lower than average application fees
Unlimited extra repayments

Real Time Rating™

7.25

% p.a

Fixed

8.59

% p.a

Fixed up to 8.59%

Lower than average rate
No ongoing fees
Lower than average application fees
Unlimited extra repayments

Real Time Rating™

Bank First car loans

TMD

5.29

% p.a

Fixed

5.56

% p.a

Lower than average rate
No ongoing fees
No early exit penalty
Unlimited extra repayments

Real Time Rating™

5.79

% p.a

Variable

Car Loan Promotional Rate ~ Ends in 8 months

6.06

% p.a

special

Real Time Rating™

6.79

% p.a

Fixed

8.12

% p.a

No ongoing fees
No early exit penalty
Unlimited extra repayments
Flexible repayment options

Real Time Rating™

5.79

% p.a

Fixed

6.06

% p.a

Lower than average rate
No ongoing fees
No early exit penalty
Unlimited extra repayments

Real Time Rating™

0% p.a. on purchases for 6 months

Bank First credit cards

TMD

Purchase Rate

0.00

% p.a

for 6 months then 12.54%

Annual Fee

Purchase Offers

Purchase Rate

0.00

% p.a

for 6 months then 9.59%

Annual Fee

$99

Purchase Offers

0% credit card interest for 6 months

Bank First savings accounts

TMD

0.50

% p.a

0.50

% p.a

Better than average maximum interest rate
No ongoing fees
No minimum balance

Real Time Rating™

0.50%*

% p.a

0.05

% p.a

*make deposits totalling a minimum of $100 and make no withdrawals

Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance

Real Time Rating™

0.30%*

% p.a

0.05

% p.a

*Make at least one deposit of $1 or more and make no withdrawals in the calendar month.

Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance

Real Time Rating™

0.25

% p.a

0.25

% p.a

Better than average maximum interest rate
No ongoing fees
No minimum balance

Real Time Rating™

Bank First bank accounts

TMD

Account Keeping Fees

Monthly

ATM Fee

Over 3,400 Commbank network ATMs

Card Type

Maximum Interest rate

0.20%

$0 account keeping fee
App banking available
Apple Pay, Google Pay available
0.2% interest applies

Real Time Rating™

Account Keeping Fees

Monthly

ATM Fee

Over 3,400 Commbank network ATMs

Card Type

Maximum Interest rate

0.05%

$0 account keeping fee
App banking available
Apple Pay, Google Pay available
0.05% interest applies

Real Time Rating™

Account Keeping Fees

Monthly

ATM Fee

Over 3,400 Commbank network ATMs

Card Type

Visa

Maximum Interest rate

0.00%

$0 account keeping fee
Linked Visa debit card
App banking available
Send and receive funds with New Payments Platform, eg. PayID

Real Time Rating™

Bank First term deposits

TMD

Interest rate

0.50

% p.a

for 6 months

Min. deposit

$50,000

Next rate increased

0.60

% p.a

for 12 months

Max rate

0.60

% p.a

for 12 months

12 month interest rate (for $50k deposit) ranked in the best 20%
Automatic maturity rollover

Real Time Rating™