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Bank First home loans

Bank First, formerly known as Victoria Teachers Mutual Bank, is a mutually-owned baking institution established in 1972.

While it was initially set up by teachers to service people working in the education sector, it is now open to anyone.

It offers a range of financial services products, including transaction accounts, savings accounts, insurance products and a range of personal and home loans.

Bank First Home Loan Calculator
Interested in a Bank First home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Bank First compares to its competitors. Simply plug in your borrowing amount below. 

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Why choose Bank First


  • Commonwealth Bank ATM access.
  • Flexible home loan products.
  • Few home loan products have a minimum borrowing amount.


  • Branch access limited to Victoria.

Bank First Home Loans

Home Loans calculator

Use our home loan calculator to see how much you’d have to repay under different borrowing scenarios.

25 years

Your estimated mortgage repayments


at interest rate 5%

Total interest payable


Total loan repayments


Contact a mortgage broker

Bank First homeloans are vailable through brokers who can help find the right loan and manage your application at no charge.

broker profile picture

Ainslie Conheady

Customer Representative Number: 511481
49 Google reviews

Get expert advice from a home loans specialist.

I specialise in helping: • First Home buyers • Refinancing to get extra funds, a better rate or to consolidate other d...

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broker profile picture

Kurt Wang

Customer Representative Number: 552818
204 Google reviews

Get expert advice from a home loans specialist.

I am an experienced mortgage broker with a strong financial background, boasting three years of dedicated service in the...

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broker profile picture

Viet Nguyen

Australian Credit Licence: 392200

Get expert advice from a home loans specialist.

Been in the industry for over 10 years while working as a Mortgage Broker for over 3 years. I specialised in assisting c...

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About our expert

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.