Northern Inland home loans

Promoted

Smart Home Loan

Real Time Rating™
Investor
5.01% min deposit
P&I
Offset Account
Interest Rate

7.19%

p.a

Variable

Comparison Rate*

7.32%

p.a

Promoted

Dream Value Home Loan

Real Time Rating™
Investor
20.01% min deposit
Interest Only
Offset Account
Interest Rate

6.69%

p.a

Variable

Comparison Rate*

6.99%

p.a

Promoted

Dream Value Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

5.59%

p.a

Variable

Comparison Rate*

5.74%

p.a

Promoted

Dream Value Home Loan

Real Time Rating™
Investor
20% min deposit
P&I
Offset Account
Interest Rate

5.59%

p.a

Variable

Comparison Rate*

5.74%

p.a

Northern Inland personal loans

Promoted

Smart Personal Loan Unsecured

Real Time Rating™
1 to 5 years
Unsecured
Variable Rate
Interest Rate

10.99%

p.a

Variable

Comparison Rate*

11.82%

p.a

Variable

Promoted

Smart Personal Loan Unsecured Fixed

Real Time Rating™
1 to 5 years
Unsecured
Fixed Rate
Interest Rate

10.99%

p.a

Fixed

Comparison Rate*

11.82%

p.a

Fixed

Northern Inland car loans

Promoted

Smart Personal Loan Fixed (New Car)

Real Time Rating™
$5k to $100k
1 to 5 years
Fixed Rate
Secured
Interest Rate

6.99%

p.a

Fixed

Comparison Rate*

From

7.55%

p.a

Fixed up to 7.84%

Promoted

Smart Personal Loan (Vehicle 0-5 Years)

Real Time Rating™
$5k to $100k
1 to 7 years
New or used car
Variable Rate
Interest Rate

6.99%

p.a

Variable

Comparison Rate*

8.53%

p.a

Variable

Promoted

Smart Personal Loan Fixed (Vehicle 0-5 Years)

Real Time Rating™
$5k to $100k
1 to 7 years
New or used car
Fixed Rate
Interest Rate

6.99%

p.a

Fixed

Comparison Rate*

8.53%

p.a

Fixed

Promoted

Smart Personal Loan (Vehicle 6-10 Years)

Real Time Rating™
$5k to $100k
1 to 5 years
Variable Rate
Secured
Interest Rate

8.99%

p.a

Variable

Comparison Rate*

9.83%

p.a

Variable

Northern Inland credit cards

Promoted

Visa Classic Credit Card

Apple & Google Pay
Balance transfer
Low annual fee
Purchase Rate

8.99%

p.a

for up to 6 months, then 14.00%

Annual Fee

$40

Northern Inland savings accounts

Promoted

Internet Saver

Real Time Rating™
App banking
Online banking
Maximum rate

2.50%

p.a

Base rate

2.50%

p.a

Promoted

Super Saver

Real Time Rating™
App banking
Online banking
Maximum rate

4.00%

p.a

Base rate

4.00%

p.a

Promoted

Teenage Account

Real Time Rating™
App banking
Online banking
Maximum rate

3.85%

p.a

Base rate

3.85%

p.a

Promoted

Bonus Saver

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Make at least one deposit (minimum $1) and no withdrawals each month

Maximum rate

4.29%*

p.a

Base rate

0.33%

p.a

Northern Inland bank accounts

Promoted

On Call Savings Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$2

Debit Card Type

Visa

Maximum Interest rate

Promoted

smartSTART Access Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$2

Debit Card Type

Visa

Maximum Interest rate

Northern Inland term deposits

Promoted

Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Interest payment to other institution
Interest rate

3.50%

p.a

for 3 months

Min. deposit

$1,000

Next rate increased

4.10%

p.a

for 6 months

Max rate

4.80%

p.a

for 12 months