Companies QBANK in Australia | RateCity

Formerly known as Queensland Police Credit Union, QBank was first established in 1964 to service the economic and social needs of officers in the police force. In the years that followed, membership was open to other government sectors which included fire-fighters, ambulance officers, SES personnel and public sector staff. QBank now aims to address the needs of its members by offering financial advice, competitive loans, savings accounts and various other services and products.

QBANK home loans

Classic Investment Loan Special Offer (New Customer) (LVR < 90%) (Interest Only)

Real Time Rating™

2.69 / 5

Advertised Rate

Comparison Rate*

3.21%

Variable

3.28%

No ongoing fees
Parents can sign as guarantor
Extra repayments + redraw services
Free redraw facility

Classic Investment Loan Special Offer (New Customer) (LVR < 90%) (Principal & Interest)

Real Time Rating™

3.01 / 5

Advertised Rate

Comparison Rate*

3.21%

Variable

3.28%

No ongoing fees
Parents can sign as guarantor
Extra repayments + redraw services
Free redraw facility

Fixed Rate Investment Loan 2 Years (Interest Only)

Real Time Rating™

1.72 / 5

Advertised Rate

Comparison Rate*

2.99%

Fixed - 2 years

4.04%

No ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Extra repayments + redraw services

Classic Home Loan Special (First Home Buyers) (New Customer)

Real Time Rating™

2.74 / 5

Advertised Rate

Comparison Rate*

3.41%

Variable

3.44%

special

$700 of establishment costs waived

QBANK personal loans

Discount Rate All Purpose Loan

Advertised Rate

Comparison Rate*

Variable

10.49%

11.11%

No early repayment fees
Can apply online
Can apply in branch
Suitable for both new or used car

All Purpose Loan

Advertised Rate

Comparison Rate*

Variable

12.49%

13.11%

No early repayment fees
Can apply online
Can apply in branch
Suitable for both new or used car

QBANK car loans

New Car Loan

Advertised Rate

Comparison Rate*

5.99%

Variable

6.62%

No early repayment fees
Can apply online
Can apply in branch
Redraw facility available

Car Loan

Advertised Rate

Comparison Rate*

7.99%

Variable

8.61%

No early repayment fees
Can apply online
Can apply in branch
Suitable for both new or used car

Discount Rate All Purpose Loan

Advertised Rate

Comparison Rate*

10.49%

Variable

11.23%

No early repayment fees
Can apply online
Can apply in branch
Suitable for both new or used car

All Purpose Loan

Advertised Rate

Comparison Rate*

12.49%

Variable

13.23%

No early repayment fees
Can apply online
Can apply in branch
Suitable for both new or used car

QBANK credit cards

QBANK Bluey Card

Purchase Rate

11.99%

Annual Fee

$0

Balance Transfer

0% balance transfer for 12 months

QBANK savings accounts

Pension Plus Account

0.45%

0.45%

Has branch access
Has no ongoing fees
Has no minimum balances

Junior Saver

0.25%

0.25%

Has branch access
Has no ongoing fees
Has no minimum balances

Teen NetLink Direct Savings Account

0.25%

0.25%

Has no ongoing fees
Has no minimum balances

Netlink Direct Account

0.25%

0.25%

Has no ongoing fees
Has no minimum balances

QBANK bank accounts

On Call Transaction Account

Account Keeping Fees

$0

Monthly

$2

Over 5,900 ATMs including Westpac Group and rediATM

Maximum Interest rate

Visa

$0 account keeping fee
Linked Visa debit card
App banking available

Teen On-Call

Account Keeping Fees

$0

Monthly

$0

Over 5,900 ATMs including Westpac Group and rediATM

Maximum Interest rate

$0 account keeping fee
App banking available

Everyday Plus

Account Keeping Fees

$4*

Monthly

$0

Over 5,900 ATMs including Westpac Group and rediATM

Maximum Interest rate

Visa

*Fees waived when deposit $1,500 Monthly

Linked Visa debit card
App banking available

QBANK term deposits

Term Deposit

1.50%

p.a for 3 months

$2,000

Next rate increased

1.55%

p.a for 6 months

1.75%

p.a for 6 months

Covered by government guarantee