Queensland Country Bank

2.49%

p.a Variable

2.88%

p.a

Interest rates ranked in the best 20%
No upfront fees
100% full offset account
Redraw facility available

Real Time Rating™

3.14%

p.a Variable

3.51%

p.a

No upfront fees
100% full offset account
Suitable for low deposits
Redraw facility available

Real Time Rating™

2.09%

p.a Fixed - 3 years

3.68%

p.a

Interest rates ranked in the best 20%
100% full offset account
Redraw facility available
Extra repayments and redraw facility

Real Time Rating™

2.09%

p.a Fixed - 2 years

3.81%

p.a

Interest rates ranked in the best 20%
100% full offset account
Redraw facility available
Extra repayments and redraw facility

Real Time Rating™

Queensland Country Bank personal loans

6.79%

p.a Variable

7.31%

p.a Variable

Interest rates ranked in the best 20%
Lower than average rate
Flexible repayment options
No security required

Real Time Rating™

9.75%

p.a Fixed

10.68%

p.a Fixed

No early exit penalty
Unlimited extra repayments
Flexible repayment options
Can apply online

Real Time Rating™

12.95%

p.a Fixed

13.78%

p.a Fixed

No early exit penalty
Unlimited extra repayments
Flexible repayment options
No security required

Real Time Rating™

Queensland Country Bank car loans

4.99%

p.a Fixed

5.59%

p.a

Interest rates ranked in the best 20%
No early exit penalty
Unlimited extra repayments
Flexible repayment options

Real Time Rating™

6.79%

p.a Fixed

7.39%

p.a

No early exit penalty
Unlimited extra repayments
Flexible repayment options
Can apply online

Real Time Rating™

Queensland Country Bank credit cards

Purchase Rate

12.95%

p.a

Annual Fee

$39

Lower than average ongoing purchase rate
Rewards Available through Rewarder Program
Lower than average annual fee
Free supplementary cards

Queensland Country Bank savings accounts

0.35%

p.a

0.35%

p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
No ongoing fees

Real Time Rating™

0.35%

p.a

0.35%

p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
Better than average maximum interest rate
No ongoing fees
No minimum balance

Real Time Rating™

0.80%*

p.a

0.01%

p.a

*Deposit at least $20 in a calendar month and make no withdrawals that same month

Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance

Real Time Rating™

0.80%*

p.a

0.01%

p.a

*Deposit at least $5 in a calendar month and make no more than 1 withdrawal that same month

Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance

Real Time Rating™

Queensland Country Bank bank accounts

Account Keeping Fees

$6*

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.01%

*Fees waived when deposit $1,000 Monthly

Linked Visa debit card
App banking available
Apple Pay, Google Pay, Samsung Pay available
Send and receive funds with New Payments Platform, eg. PayID

Real Time Rating™

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.01%

$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Google Pay, Samsung Pay available

Real Time Rating™

Queensland Country Bank term deposits

Interest rate

0.50%

p.a for 6 months

Min. deposit

$5,000

Next rate increased

Max rate

0.50%

p.a for 3 months

Interest can be paid to other institution
Interest rate variations available based on payment options
Automatic maturity rollover

Real Time Rating™