Queensland Country Credit Union Home Loans

Queensland Country Credit Union (QCCU) is a Queensland-based credit union that was founded in 1971 as the Isa Mine Employees’ Credit Union Limited. Since then, QCCU has grown and expanded its membership, merging with other Queensland-based credit unions such as QCCU Australia and Queenslanders Credit Union.

Like other credit unions, QCCU isn’t beholden to any shareholders, which means profits can be passed back to members through competitive interest rates.

QCCU aims to offer an alternative to the big four banks and provides a range of everyday banking products, insurance, credit cards and home loans.

QCCU Home Loan Calculator  

Interested in a QCCU home loan? RateCity has a suite of calculators that can show you what your repayments would be and how QCCU compares to its competitors. Simply plug in your borrowing amount below.

Queensland Country Credit Union home loans

Pros:
  • Customer-owned
  • Can package home loan with other financial services
Cons:
  • Branches limited to Queensland only
  • Some fees and charges apply
Queensland Country Credit Union customer service:

QCCU home loan customers can get in touch with the bank in numerous ways. Borrowers living in Queensland can seek face-to-face advice in one of the state’s numerous branches and member service centres. Alternatively, customers can call QCCU’s customer service centre to speak to an adviser. Enquiries can be made online via the website or email. QCCU also has a mobile app and offers online banking services 24/7. No matter where they are located in Australia, customers can access their funds using Westpac’s free ATM network. 

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

How to Apply

QCCU offers several ways for customers to apply for a home loan. Applications can be completed in branch with the help of the lending team, or alternatively customers can contact the customer service centre and be walked through the application process over the phone. Customers can organise an appointment with a mobile lender to visit their home and take them through the application proves in person. Before customers apply for a home loan it’s recommended that they calculate how much they can afford to borrow before making any commitments. To support their application, QCCU home loan customers may be required to provide the following documentation:

  • Personal identification
  • Personal income details
  • Details of current debts and assets
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