CUA Credit Cards

Great Southern Bank (formerly CUA) is one of the largest member-owned banking institutions in Australia. Since its humble beginnings in Queensland in 1946 as Credit Union Australia, Great Southern Bank has grown to serve around half a million Australians through mergers with over 170 Australian credit unions.

Services from Great Southern Bank include Mastercard credit cards, as well as everyday accounts, home loans, personal loans, insurance, travel money and financial planning.

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About Great Southern Bank credit cards

Great Southern Bank offers Australian banking customers a selection of credit cards ranging from a standard Great Southern Bank Mastercard to a platinum credit card.

Great Southern Bank credit card interest rates vary from moderately low to moderately high depending on the credit card chosen.

A moderate number of interest-free days is available for purchases made on Great Southern Bank credit cards.

All credit cards from Great Southern Bank come with no annual fees for a limited introductory period and then range from moderately low to moderately high depending on the card.

There are no over-limit fees, duplicate statement fees or supplementary card fees for all Great Southern Bank credit cards.

Customers can take advantage of an introductory balance transfer rate with zero balance transfer fees. However, there is a transfer limit for debt moved from another provider to a Great Southern Bank credit card.

Great Southern Bank credit cards review

Great Southern Bank offers a limited variety of cards for customers with different financial needs.

For customers wanting a credit card with a moderate interest rate to keep repayment costs down, Great Southern Bank has a credit card that fits the bill. Keep in mind that it doesn’t have any additional perks, so this may not suit points-chasers or others seeking extras from their credit card.

A platinum card with perks, including a rewards program and complimentary insurance, is also available, but comes with a moderately high interest rate. This card may be suitable for people looking to earn rewards such as gift cards and cashback for spending. If you pay your bills on time, or the perks and rewards you're earning through spending outweigh the moderately high interest rate, this may be a competitive option for your financial needs.

Great Southern Bank credit card customers will most likely be pleased with no annual fees for the first year of service. However, customers should be aware that annual fees range from moderately low to moderately high thereafter.

There are also no fees for going over-limit, duplicate statements or supplementary cards. Great Southern Bank also offers the ability to make balance transfers, which may be appealing for some customers.

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