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Home Loans Articles

Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

Getting the most out of your rental property

In the current Australian housing market, it's not surprising if you've been surreptitiously comparing home loans and thinking about buying a house to rent out. If you've got a rental property, or are planning to refinance your home loan so you can get one, there are a few things you can do to increase its value.

Home Loans

20 Jun, 2014

3 min read

Getting the most out of your rental property
Kate Wick

In debt at 105-years-old

The prospect of being in debt for a 30-year standard home loan period is cumbersome for most, so imagine carrying this debt into the ripe old age of 105.

Home Loans

17 Jun, 2014

3 min read

In debt at 105-years-old
Laine Gordon

Head of Public Relations

What Australia's growth means for property buyers

Australia's population will more than double in a little over 60 years. For those thinking about getting a home loan, this could have a variety of impacts.

Home Loans

16 Jun, 2014

3 min read

What Australia's growth means for property buyers
Laine Gordon

Head of Public Relations

Four things you might forget when buying a house

Buying a house is always complicated, but if this is your first time doing it, you might miss out a few important details.

Home Loans

13 Jun, 2014

3 min read

Four things you might forget when buying a house
Kate Wick

Why to sell in winter and buy in spring

When it comes to selling houses, the conventional wisdom is that spring is the best time to go to market. Reasons cited include the extra sunshine, which can make homes look brighter and gardens more blooming, and the fact that warmer weather is more conducive to bringing buyers out in droves.

Home Loans

13 Jun, 2014

3 min read

Why to sell in winter and buy in spring
Laine Gordon

Head of Public Relations

Why now's the time to pay extra off your mortgage

With household spending slowing, real wages declining and construction also on a downward trend, it was perhaps not surprising that the Reserve Bank of Australia decided to leave interest rates unchanged at its June board meeting this week.

Home Loans

05 Jun, 2014

3 min read

Why now's the time to pay extra off your mortgage
Kate Wick

Home Loans Guide - Step 6 of 7 - Application

Home Loan Deposit - Step by Step guide 6 with Laine Lister - the ins and outs of the mortgage application process.

Home Loans

05 Jun, 2014

3 min read

Home Loans Guide - Step 6 of 7 - Application
Laine Gordon

Head of Public Relations

VIDEO: June RBA Wrap - RateCity news update

With the Reserve Bank of Australia leaving interest rates on hold at 2.5% again, and to talk more about the impact to housing affordability, we spoke with Alex Parsons, the CEO of RateCity.

Home Loans

05 Jun, 2014

3 min read

VIDEO: June RBA Wrap - RateCity news update
Kate Wick

Home Loans Guide - Step 5 of 7 - Features

Home Loan Deposit - Step by Step guide 5 with Laine Lister - the ins and outs of home loan features.

Home Loans

05 Jun, 2014

4 min read

Home Loans Guide - Step 5 of 7 - Features
Kate Wick

Home Loans Guide - Step 4 of 7 - Deposit

Home Loan Deposit - Step by Step guide 4 with Laine Lister - the ins and outs of mortgage deposits.

Home Loans

05 Jun, 2014

2 min read

Home Loans Guide - Step 4 of 7 - Deposit
Kate Wick

Home Loans Guide - Step 3 of 7 - Type

Home Loan Type - Step by Step Guide 3 with Laine Lister - the ins and outs of mortgage types.

Home Loans

05 Jun, 2014

3 min read

Home Loans Guide - Step 3 of 7 - Type
Kate Wick

Home Loans Guide - Step 2 of 7 - Purpose

Home Loan Purpose- Step by Step guide 2 with Laine Lister - helping you choose the right mortgage for your needs.

Home Loans

05 Jun, 2014

2 min read

Home Loans Guide - Step 2 of 7 - Purpose