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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
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Promoted home loans products
Total Home Loan Package Special
Real Time Rating™
- Owner Occupied
- Variable
- 30% min deposit
- P&I
Interest rate p.a.
5.49%
Comparison rate* p.a.
5.85%
Australian Credit Licence 237856
Fees & charges apply
Neat Home Loan
Real Time Rating™
- Special
- Owner Occupied
- Variable
- 40% min deposit
Interest rate p.a.
5.64%
Comparison rate* p.a.
5.66%
Australian Credit Licence 230686
Fees & charges apply
Variable Rate Home Loan LVR < 80%
Real Time Rating™
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
Interest rate p.a.
5.49%
Comparison rate* p.a.
5.40%
Australian Credit Licence 234945
Fees & charges apply
First Home Buyer Loan
Real Time Rating™
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
5.49%
Comparison rate* p.a.
5.53%
Australian Credit Licence 238311
Fees & charges apply
Product data updated on 2 Jul 2025