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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Kate Cowling

Gadgets your budget will love

Many Australian households are feeling the pinch of higher household costs and research shows that most are taking sensible steps to make money stretch further. To help you get ahead, we've rounded up five affordable tech gadgets designed to save you money.

Home Loans

29 Aug, 2013

3 min read

Jodie Humphries

Personal Finance Editor

How to slash your grocery bill and potentially help mortgage repayments

The biggest cost we face involves putting a roof over our head, with housing – rent or mortgage – accounting for 18 percent of our weekly spend. That's closely followed by the cost of feeding the family. Try these tips to slash your food bills.

Home Loans

27 Aug, 2013

3 min read

How to slash your grocery bill and potentially help mortgage repayments

Patricia Babalis

Tricks and traps when buying property

Finding a low-priced mortgage is only one piece of the puzzle facing first time home buyers, who must contend with a raft of expenses such as stamp duty, insurance and mortgage establishment fees which can quickly add up.

Home Loans

22 Aug, 2013

2 min read

Patricia Babalis

Debt is not always bad news

No matter what the state of play in the economy might be, some debt is actually helpful, an expert has warned.

Home Loans

18 Aug, 2013

3 min read

Jodie Humphries

Personal Finance Editor

Easing cost of living pressures

It’s not only the politicians who need to consider some belt tightening; Australians spent $20.3 billion on purchases in June, with credit limits hitting an all-time high of $139.8 billion. But there are some smart strategies to keep our personal finances in check.

Home Loans

13 Aug, 2013

3 min read

Patricia Babalis

Don't bank on the RBA for the big savings, experts

Experts are warning consumers to resist the temptation to rely exclusively on the central bank for delivering savings.

Home Loans

06 Aug, 2013

3 min read

Don't bank on the RBA for the big savings, experts

Laine Gordon

Head of Public Relations

Reserve Bank Interest Rate Announcement July

July update: Reserve Bank leaves cash rate at 2.75%

Home Loans

06 Aug, 2013

2 min read

Reserve Bank Interest Rate Announcement July

Laine Gordon

Head of Public Relations

Take the pain out of moving house

Packing up your life’s belongings and moving house is hardly ever stress-free, but planning ahead can ease the pain and save you money.

Home Loans

01 Aug, 2013

3 min read

Laine Gordon

Head of Public Relations

Add value with a home renovation

Two in five home owners are saving for a major renovation this year, research shows.

Home Loans

29 Jul, 2013

3 min read

Laine Gordon

Head of Public Relations

Cut your weekly bills by over $300

If you have a home you cannot escape paying bills; from groceries to credit card and home loan repayments, they eat up most of the weekly pay packet.

Home Loans

23 Jul, 2013

4 min read

Patricia Babalis

Falling rates set to drive up house prices

While lower interest rates can make buying your first home – or next, bigger home – more affordable thanks to lower repayments, they can also drive up property prices by tempting more people into the market.

Home Loans

22 Jul, 2013

3 min read

Falling rates set to drive up house prices

Laine Gordon

Head of Public Relations

Going green could add value to your home

With electricity prices expected to soar in Australia over the coming years, improving your property value is just one more motivation to take up eco renovating.

Home Loans

19 Jul, 2013

3 min read