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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Kate Wick
When property investment goes wrong
Last week’s RBA rate hold announcement was great news for Australian property investors. With the cash rate set to stay at 2.5 percent, a high demand for rental properties and property prices across Australia booming, it presents attractive market conditions for property investors.
Home Loans
07 May, 2014
4 min read


Laine Gordon
Money Editor
Five smart room fixes to boost your home sale
If you’ve ever inspected a home to buy, you know that a fuss-free well-presented property is a far more attractive proposition than one with wonky guttering or musty old carpet. So if you’re on the selling side of the equation, making cosmetic improvements and smart repairs can help you sell your home faster at a higher price.
Home Loans
07 May, 2014
3 min read


Laine Gordon
Money Editor
How to retire gracefully
With the May 13 government budget announcement looming, there is lots of speculation surrounding retirement as Treasurer Joe Hockey casts an eye over the age pension, retirement age and superannuation – so what can you be doing to set yourself up for retirement?
Home Loans
29 Apr, 2014
3 min read


Laine Gordon
Money Editor
How to sell your home while buying a new one
Whether you are upsizing or downsizing, the process of selling your home and juggling home loans, while buying a new one, can be fraught with stress and unwelcome costs.
Home Loans
23 Apr, 2014
5 min read


Kate Wick
Tough times for first home buyers
Anyone trying to buy a home in Australia knows our property prices are among the highest in the world. As a result, it can be particularly hard for first home buyers to break into the market.
Home Loans
22 Apr, 2014
4 min read


Kate Wick
Are you financial ready to fly the nest?
Deciding to fly the nest and leave the security of your parent’s humble abode can be daunting – especially if you are soaring towards your first home loan. Besides being emotionally prepared for regular home loan repayments and long-term investments there are a lot of other questions you should be asking yourself.
Home Loans
16 Apr, 2014
4 min read


Laine Gordon
Money Editor
Negative gearing update
There have been calls for its abolishment in the past, and now reports suggest the federal government is at least considering changes to negative gearing.
Home Loans
16 Apr, 2014
2 min read


Kate Wick
Home versus baby: Can you tackle both?
Starting a family is a happy and exciting time, but it can also be financially stressful transitioning from two incomes to one while taking on the extra costs that come with a newborn.
Home Loans
15 Apr, 2014
4 min read


Kate Cowling
What every first home buyer needs to know
Buying a home is a big commitment, both financially and emotionally. There is quite a lot to plan, organise and consider during the process, besides simply securing a home loan, so here is our list of what every first home buyer should know.
Home Loans
02 Apr, 2014
4 min read


RateCity
Is now a good time to buy a home?
If you already own your home, the good news is that its value is likely to steadily increase this year.
Home Loans
23 Mar, 2014
4 min read


Patricia Babalis
Mutual benefits: what's a non-bank?
Unlike the publicly listed big banks, which have a responsibility to maximise profits for shareholders, credit unions, mutual building societies and mutual banks focus on their members – or customers.
Home Loans
19 Mar, 2014
3 min read


Patricia Babalis
Five tips to shrink your home loan
Your home loan doesn’t have to rule your life forever. Follow these five smart tips to shrink your debt and own your home faster.
Home Loans
14 Mar, 2014
3 min read

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