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The latest home loans mortgage news and tips
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Mortgage defaults soar, despite falling rates
More homeowners are falling behind on mortgage repayments, despite rate cuts and a low unemployment rate, research suggests.
Home Loans
28 May, 2012
2 min read
![Mortgage defaults soar, despite falling rates](https://images.ratecity.com.au/large/20171116173248/AUD17.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
City stamp duty overhaul
In a bid to boost the number of city residents in Adelaide, the State Government has announced a plan to ease stamp duty at a cost of $5.6 million.
Home Loans
28 May, 2012
3 min read
![City stamp duty overhaul](https://images.ratecity.com.au/large/20171116173017/AUD2.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Aussies look abroad for new mortgage model
Millions of Australians with variable-rate home loans sweat on the decision made by Reserve Bank about interest rates. But in countries like the United States, it's a very different story. There, homebuyers can lock in a 30 year fixed rate mortgage at an interest rate just under 4 percent.
Home Loans
25 May, 2012
3 min read
![Aussies look abroad for new mortgage model](https://images.ratecity.com.au/large/20171116173454/AUD24.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
First home buyers back, but sales still slow
Despite a rise in the number of first home buyers entering the market this year, vendors are still doing it tough; property is taking longer to sell in all capital cities than 12 months ago.
Home Loans
11 May, 2012
3 min read
![First home buyers back, but sales still slow](https://images.ratecity.com.au/large/20171116173112/AUD9.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Renters priced-out of capital cities
Rental properties in Australia's capital cities have become too pricey for low-income tenants, new research shows.
Home Loans
03 May, 2012
3 min read
![Renters priced-out of capital cities](https://images.ratecity.com.au/large/20171116173125/AUD11.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Rate cut imminent
An official rate cut seems all but a certainty, with financial commentators tipping at least a 25-basis point reduction at tomorrow's Reserve Bank board meeting.
Home Loans
26 Apr, 2012
3 min read
![Rate cut imminent](https://images.ratecity.com.au/large/20171116173050/AUD6.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
House prices reshape the nuclear family
Forget the dream of having two kids, a border collie and a white-picket fence; new research shows the rising cost of living is reshaping the traditionally "standard" family structure.
Home Loans
18 Apr, 2012
3 min read
![House prices reshape the nuclear family](https://images.ratecity.com.au/large/20171116173611/AUD25.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
NSW considers pay-as-you-go stamp duty plan
First home buyers in New South Wales could be allowed to pay off their stamp duty over several years under a proposed scheme designed to kick-start the property market.
Home Loans
16 Apr, 2012
2 min read
![NSW considers pay-as-you-go stamp duty plan](https://images.ratecity.com.au/large/20171116173057/AUD7.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Watchdog names financial health risks
Consumers are being warned about financial products that pose the greatest risk to their financial health in a damning new report.
Home Loans
01 Apr, 2012
3 min read
![Watchdog names financial health risks](https://images.ratecity.com.au/large/20171116173112/AUD9.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Why Aussies are downsizing the dream
Australians love big houses, but research suggests that consumers are moving away from the great Aussie dream of the freestanding house on the large block and embracing higher-density living.
Home Loans
27 Mar, 2012
3 min read
![Why Aussies are downsizing the dream](https://images.ratecity.com.au/large/20171116173422/AUD19.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Why millions of home owners are missing out
For every 100 Australians with a gripe about their financial institution, just five will actually do something about it and make the switch to a better option, new research shows.
Home Loans
18 Mar, 2012
3 min read
![Why millions of home owners are missing out](https://images.ratecity.com.au/large/20170929134137/bank-choice-750x420.jpg)
![Laine Gordon](https://images.ratecity.com.au/large/20190930/author-laine-512-yP8UBpw_m.jpg)
Laine Gordon
Head of Public Relations
Federal home loan initiative flops
The federal government put valuable information in the hands of homebuyers on January 1 when it introduced home loan 'key facts sheet' legislation. But two months on, the initiative has come under criticism from consumer groups, which have highlighted one major flaw in the regulation.
Home Loans
07 Mar, 2012
3 min read
![Federal home loan initiative flops](https://images.ratecity.com.au/large/20171116173017/AUD2.jpg)
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