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Home Loan News

The latest home loans mortgage news and tips

Eden Radford

External Comms Lead

Monthly inflation ticking along - in the wrong direction

The prospect of cash rate cuts in 2024 remains in doubt following higher than expected inflation figures released from the ABS.

Home Loans

29 May, 2024

4 min read

Monthly inflation ticking along - in the wrong direction
Eden Radford

External Comms Lead

CBA wields the interest rate knife in a bid for a bigger slice of the refinancing pie

Australia’s biggest bank, CBA, has launched a brand-new home loan for refinancers with a discounted rate as low as 6.15 per cent, provided borrowers sidestep both the branch, and the broker, and apply online.

Home Loans

27 May, 2024

5 min read

CBA wields the interest rate knife in a bid for a bigger slice of the refinancing pie
Mark Bristow

Personal Finance Editor

Where can you find rate relief? Some of the top-rated home loans in May 2024

With the Reserve Bank of Australia (RBA) keeping the cash rate on hold in May 2024, and economists from some big banks pushing back their rate cut forecasts, Australians wanting cost of living relief may need to give themselves a rate cut. Comparing home loans options before your switch can give you a better idea of which options may be best for your financial situations and personal goals. 

Home Loans

14 May, 2024

3 min read

Where can you find rate relief? Some of the top-rated home loans in May 2024
Eden Radford

External Comms Lead

Cash rate to hold steady but will the RBA put borrowers back on notice?

Australia’s cash rate is set to remain on hold at 4.35 per cent at the end of the Reserve Bank’s Monetary Policy Meeting tomorrow, however, the Board may put borrowers back on notice that another rate hike could be required.

Home Loans

06 May, 2024

6 min read

Cash rate to hold steady but will the RBA put borrowers back on notice?
Eden Radford

External Comms Lead

Fixing drops to new record low as borrowers hold their breath on rates

The proportion of borrowers opting for a fixed rate hit a new record low of just 1.40 per cent in March, according to the latest ABS statistics.

Home Loans

03 May, 2024

5 min read

Fixing drops to new record low as borrowers hold their breath on rates
Eden Radford

External Comms Lead

And then there were 9: Westpac subsidiaries to step out of the cashback game

Westpac subsidiaries St George, BankSA and RAMS have announced they will be shelving their home loan cashback incentives from next month.

Home Loans

03 May, 2024

3 min read

And then there were 9: Westpac subsidiaries to step out of the cashback game
Eden Radford

External Comms Lead

CBA pares back cash rate cut prediction to just one in 2024

Australia’s biggest bank, CBA, has revised its cash rate forecast, reducing the number of predicted RBA cuts in 2024 from three 0.25 percentage point cuts, to just one, scheduled for November.

Home Loans

30 Apr, 2024

4 min read

CBA pares back cash rate cut prediction to just one in 2024
Mark Bristow

Personal Finance Editor

What to expect from the RBA meeting in May 2024

After taking a break in April 2024 due to the new RBA meeting schedule, the Board of the Reserve Bank of Australia (RBA) will be back to meet in May to decide whether any changes to Australia’s monetary policy will be required. 

Home Loans

26 Apr, 2024

6 min read

What to expect from the RBA meeting in May 2024
Mark Bristow

Personal Finance Editor

Will inflation push back rate cuts this year?

The latest figures from the Australian Bureau of Statistics (ABS) show that Australia’s annual inflation rate is continuing to decline. But will it be enough for a long-awaited interest rate cut to arrive before the year’s end?

Home Loans

24 Apr, 2024

3 min read

Will inflation push back rate cuts this year?
Eden Radford

External Comms Lead

Westpac changes cash rate call on the back of slow-moving CPI figures

The inflation figures for the March quarter, released today from the ABS, are a timely reminder borrowers cannot bank on an RBA rate cut in 2024.

Home Loans

24 Apr, 2024

4 min read

Westpac changes cash rate call on the back of slow-moving CPI figures
Eden Radford

External Comms Lead

What impact will stage 3 tax cuts have on your borrowing capacity?

For anyone looking to secure a home loan, the stage 3 tax cuts - and the subsequent increase to your take home pay - could mean your borrowing capacity, gets a bump too.

Home Loans

22 Apr, 2024

4 min read

What impact will stage 3 tax cuts have on your borrowing capacity?
Mark Bristow

Personal Finance Editor

Cashback home loan deals in April 2024

Looking for a cashback deal? They’re not as easy to come by as they used to be. With only a limited number of home loan cashback offers available for consideration, it's more important than ever to compare your options before deciding, so you can be confident you’re getting a deal that suits your needs.

Home Loans

19 Apr, 2024

5 min read

Cashback home loan deals in April 2024