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Home Loan News

The latest home loans mortgage news and tips

Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in April 2024

While interest rates are important, Australia’s borrowers, first home buyers, investors and refinancers may also want to compare more than just rates when looking at home loans. When comparing home loan features and benefits, it’s important to consider which of these extras may offer you the most value in your financial situation, and help you to achieve your personal goals.

Home Loans

10 Apr, 2024

3 min read

Some of the top-rated home loans in April 2024
Eden Radford

External Comms Lead

Refinancing halts freefall yet fixed rates hit rock bottom

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

Home Loans

09 Apr, 2024

5 min read

Refinancing halts freefall yet fixed rates hit rock bottom
Eden Radford

External Comms Lead

Unloan now available to new home loans

Unloan, the digital home loan from Australia’s biggest bank, is expanding its offering beyond refinancers, and is now offering its competitive rate and loyalty discount for new home loans too.

Home Loans

08 Apr, 2024

2 min read

Unloan now available to new home loans
Eden Radford

External Comms Lead

Are cashback deals worth it?

While the idea of pocketing a couple thousand dollars for switching your mortgage might sound appealing, it’s important to understand there are a number of different factors that go into choosing a loan.

Home Loans

26 Mar, 2024

4 min read

Are cashback deals worth it?
Eden Radford

External Comms Lead

Bendigo Bank launches fast pre-approvals for BEN Express Home Loans

Bendigo Bank has just announced their digital home loan, BEN Express, now offers pre-approvals. The feature, which was delivered in partnership with Tiimely, could see some house hunters receive pre-approval within minutes.

Home Loans

25 Mar, 2024

3 min read

Bendigo Bank launches fast pre-approvals for BEN Express Home Loans
Mark Bristow

Personal Finance Editor

Cashback home loan deals in March 2024

The Reserve Bank of Australia (RBA) kept the national cash rate on hold at its March 2024 meeting. The number of cashbacks available to refinancers and first home buyers to compare also remained relatively steady this month.

Home Loans

20 Mar, 2024

5 min read

Cashback home loan deals in March 2024
Eden Radford

External Comms Lead

Cash rate on hold: how to keep your budget in the black until rate cuts eventuate

The RBA has kept the cash rate on hold for the third consecutive meeting, as Australia’s monetary policy settings work to rein in inflation.

Home Loans

19 Mar, 2024

5 min read

Cash rate on hold: how to keep your budget in the black until rate cuts eventuate
Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in March 2024

Whether you’re buying a property or refinancing a mortgage, if you want to get a better interest rate, you may need to actively go hunting rather than waiting for a deal to fall into your lap. Comparing some of the top-rated home loans on RateCity’s database can help make your search a little simpler, as you can see which loans are offering more value and may better suit your needs.

Home Loans

19 Mar, 2024

4 min read

Some of the top-rated home loans in March 2024
Eden Radford

External Comms Lead

A tale of two cities: offset balances hit a new record high as arrears climb

The latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.

Home Loans

13 Mar, 2024

5 min read

A tale of two cities: offset balances hit a new record high as arrears climb
Mark Bristow

Personal Finance Editor

What to expect from the RBA meeting in March 2024

According to many economists, the Reserve Bank of Australia (RBA) is unlikely to change the national cash rate at its upcoming meeting on 18 and 19 March 2024. The real question is whether recent economic updates could affect when the RBA is likely to announce its first rate cut.

Home Loans

12 Mar, 2024

5 min read

What to expect from the RBA meeting in March 2024
Eden Radford

External Comms Lead

Refinancing and new lending continues to slide

The home loan market cooled in the month of January, with the value of new and refinanced home loans dropping for the second consecutive month.

Home Loans

07 Mar, 2024

4 min read

Refinancing and new lending continues to slide
Eden Radford

External Comms Lead

Offset accounts, the great hack?

Australians love a good life hack and offset accounts are no exception, but as with all good hacks, it’s worth double checking the details to make sure there's no catch.

Home Loans

06 Mar, 2024

4 min read

Offset accounts, the great hack?