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No rate rise but consumers should use time wisely

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HSBC
NAB
Commonwealth Bank
ANZ
Westpac
Macquarie Bank

Reserve Bank kept official cash rate at 4.75% today. Fixed rates likely to move upwards in next few months. RateCity urges households to clean up finances and reduce debts now.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.