RBA keeps cash rate on hold, but be prepared to move if your lender hikes rates

Official cash rate on hold at 4.25%. 14 lenders in RateCity’s database lifted variable rates in past month. Existing borrowers should demand discounts: lenders will negotiate rather than lose customers!

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Can I get a $1,500 payday loan with bad credit?

Yes, it may be possible to get a $1,500 payday loan with bad credit. Some payday lenders give loans to people with bad credit histories if they believe the borrower has the capacity to repay the loan.

Under Australia’s responsible lending rules, lenders aren’t allowed to approve $1,500 payday loans if they don’t believe the borrower can make the repayments.