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Bendigo Bank personal loans

In 2007, Bendigo Bank merged with Adelaide Bank to form the Bendigo and Adelaide Bank Group of companies, or what’s commonly known as Bendigo Bank today. The unique strengths of Adelaide Bank in wholesale finance and Bendigo in retail banking have combined, seeing them grow to be one of Australia’s largest retail banks. They’ve grown to serve about 1.8 million customers in more than 500 communities and employ more than 7,000 employees.

Bendigo and Adelaide Bank’s head office is located in the central Victorian city of Bendigo, with the business mostly operating in Victoria and Queensland. The bank has extensive experience in communities and joint ventures and continues to provide customers with a broad selection of personal loan products and advice. Bendigo Bank is now a publicly listed company on the Australian Stock Exchange.

Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Why choose Bendigo Bank


  • Additional repayments allowed
  • Flexible repayment options
  • Can apply online
  • Free redraw facility


  • Charges early repayment fee
  • Monthly fee charged
  • Application fee charged
  • Not the lowest rate on the market

Bendigo Bank Personal Loans

Personal Loans calculator

Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.

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  1. This is an estimate of how much you would pay (weekly/fortnightly/monthly) based on your borrowing amount, interest rate and loan term.
  2. Calculations assume that details entered into calculator, including interest rates, do not change for the lifetime of the loan.
  3. Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
  4. Months are assumed to be of equal length. However, given that some months are longer than others, interest charged by vary depending upon the month.
  5. The calculation rounds of the personal loan repayment to the closest dollar value without decimals.
  • All calculations are estimates only; there are no guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
  • Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
  • Calculator does not include the cost of fees or other extra charges.
  • Calculator does not account for changes to interest rates over time.
  • This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Read our full disclaimer.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.