Credit24 Personal Loans
RateSetter Unsecured Personal Loan
Enjoy a low rate personal loan that is 100% made for you
Unsecured Personal Loan (Excellent Credit Rating) (3 Years Term)
Credit24 offers Australians a range of personal loan options from $500 to $10,000, with the flexibility to choose their own repayment schedule.
The entire process is online, and once you’ve applied, you can receive an instant notification about the status of your loan. The funds may be deposited in your bank account within 24 hours.
Credit24 Australia is owned by IPF Digital group, which operates other Credit24 companies worldwide and has over 200,000 customers. IPF Digital Group has been listed on the AIM London Stock Exchange since 2007.
Credit24 personal loan repayment calculator
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- Easy application process
- Same-day loans available
- No annual fees
- Maximum interest rates are high
- No branch access
- Top-up and late fees charged
Features of a Credit 24 personal loan
Credit24 offers unsecured personal loans, with loan sizes ranging from $500 to $10,000 and loan terms ranging from six months to three years.
Credit24 loan applications take just a few minutes to complete, and are done entirely online. Once you apply, you can receive instant notification about the status of your loan. The funds may be deposited in your bank account within 24 hours.
Once you’ve taken out your loan, you can request a change to the repayment terms by emailing Credit24’s accounts team.
Credit24 does not charge annual fees, although establishment fees apply for loans up to $5,000. Maximum interest rates are high.
Credit 24 personal loans – customer service
Credit24 is an online-only lender. Customer service is available by phone (seven days a week), email and fax.
Who is eligible for a Credit 24 personal loan?
To be eligible for a Credit24 personal loan, you must:
- Be at least 18 years
- Be a permanent resident
- Earn at least $600 per month
- Be employed and receive your salary in a bank account
- Have a “reasonable” credit history
- Have no more than one active short-term loan
How to apply for a Credit 24 personal loan?
To apply for a Credit24 personal loan, you must fill in an online application form, which is available 24 hours a day.
You will have to provide 100 points of identification and three months of bank statements. You will also need an active email address and mobile phone number.
Credit24 will call you on your mobile phone if it needs to ask any follow-up questions.
Applications are processed within 48 hours. You will be notified of the result by text and email. If approved, you should receive the funds within one business day.
Credit 24 personal loans review
Credit24 is an online-only lender that allows Australians to quickly and easily apply for personal loans over the internet.
A Credit24 personal loan can range from $500 to $10,000, with a term of between six months and three years.
Credit24 offers a wide range of personal loans, including:
- Holiday loans
- Medical loans
- Rental bond loans
- Motorbike loans
- Student loans
Credit24 assesses personal loan applications within 48 hours, and pays out approved loans within one business day.
You may be eligible for a Credit24 personal loan if you’re unemployed or on Centrelink, as long as your Centrelink payments are no more than 50 per cent of your total income.
Credit24 also accepts applications from self-employed borrowers. In that case, you must provide your most recent tax notice of assessment to prove your income.
Nick Bendel is RateCity’s property and personal finance editor, and covers property, loans, credit cards, superannuation, and other bank products. Nick has previously written for The Adviser, Mortgage Business, Smart Property Investment, Elite Agent, Lifehacker, Business Insider, Yahoo Finance, and InvestorDaily, and loves getting elbow-deep in the latest ABS, APRA and RBA data.