Fair Go Finance is an online financial institution that focuses mostly on personal loans for Australians who have bad credit.
Fair Go Finance does not offer any other banking options other than loans up to $10,000. You will not find everyday bank accounts, savings accounts or credit cards on offer from this institution.
Fair Go Finance also offers payday loans to borrowers in Australia. As is typical for payday lenders, its loans come with very high fees.
Fair Go Finance personal loan repayment calculator
Fair Go Finance Personal Loans rates
Features of a Fair Go Finance personal loan
Unlike its payday loans, personal loans from Fair Go Finance come with interest rates in addition to fees. Fair Go Finance personal loans are unsecured.
Fair Go Finance charges a high upfront fee for new customers when establishing their first loan. It is recommended that any potential borrowers compare this fee to other banking institutions before applying for a loan with Fair Go Finance.
Additionally, Fair Go also charges an ongoing monthly fee on its loans. While this is not uncommon, there are many lenders that do not charge this fee.
Fair Go Finance personal loan rates are high when compared to the rest of the personal loans market.
Fair Go Finance personal loans - customer service
Fair Go Finance is an online institution, so there are no branches for borrowers to visit in Australia.
Customer service is offered to Australians through phone, email or online correspondence.
Who is eligible for a Fair Go Finance personal loan?
Meeting the following criteria will assist applicants in securing a personal loan from Fair Go Finance:
- Be at least 18
- Be a permanent resident of Australia
- Be employed
How to apply for a Fair Go Finance personal loan?
Applications for a Fair Go personal loan can be processed by the following methods:
- Over the phone
- By applying online
- By faxing in an application form
Fair Go Finance personal loans review
Much like its payday lending services, a Fair Go Finance personal loan is a lending option for those with bad credit who have no other options.
There is a high upfront fee associated with Fair Go Finance personal loans. Ongoing monthly fees also apply. Additionally, current personal loan interest rates from Fair Go Finance are high when compared to loans from other financial institutions.
As such, most potential borrowers are likely to find a more cost-effective loan with more reasonable terms from other personal lenders in Australia.
Generally speaking, a Fair Go personal loan should not be sought for unnecessary personal items. The fees and rates associated with these loans are some of the highest in the personal loans market.
Use RateCity to compare personal loan interest rates and find the best personal loan rates available for your specific requirements and financial situation.
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