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MOVE Bank personal loans

Move is a credit union that was established in 1968 under the name Railways Credit Union, which sought to help railway workers and their families build stable financial futures.

Railways Credit Union became Move Bank in 2016 and broadened its membership to the broader transport and logistics industries.

Move currently serves almost 22,000 members and operates a head office in Brisbane.

Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Why choose MOVE Bank


  • Additional payments allowed
  • Free redraw facility
  • Fast approval


  • Limited branch access
  • Charges an establishment fee
  • Limited range of loans

MOVE Bank Personal Loans

Personal Loans calculator

Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.

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  1. This is an estimate of how much you would pay (weekly/fortnightly/monthly) based on your borrowing amount, interest rate and loan term.
  2. Calculations assume that details entered into calculator, including interest rates, do not change for the lifetime of the loan.
  3. Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
  4. Months are assumed to be of equal length. However, given that some months are longer than others, interest charged by vary depending upon the month.
  5. The calculation rounds of the personal loan repayment to the closest dollar value without decimals.
  • All calculations are estimates only; there are no guarantees, pre-qualifications or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
  • Your final mortgage repayments or borrowing amount will depend on your lender’s eligibility criteria among other factors.
  • Calculator does not include the cost of fees or other extra charges.
  • Calculator does not account for changes to interest rates over time.
  • This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstances. Read our full disclaimer.

Features of a Move personal loan

As a smaller personal loan lender, Move has a narrower range of personal loan options than you may see with larger banks in Australia. However, Move provides several personal loans suitable for everyday borrowers.

Customers can borrow up to $75,000 for a maximum term of seven years. Many Move personal loans charge no monthly or ongoing fees, but do typically charge a one-off establishment fee.

Move’s personal loan interest rates range from low to moderately high.

Move personal loans – customer service

Move offers customer service via phone, online enquiry or within its head office. Because Move does not operate a network of bank branches, customers outside the Brisbane area are limited to customer service by phone or online.

Who is eligible for a Move personal loan?

  • Must be over the age of 18
  • Must be an Australian citizen or permanent resident

How to apply for a Move personal loan?

  • Click ‘Apply Online’ or download the application form
  • Complete the application form either online or on downloaded form
  • Submit the application

Move personal loans review

Move is a credit union that provides a small range of loans for everyday borrowers.

Move offers loans of up to $75,000, with a maximum loan term of seven years. Customers can make additional repayments with no penalty, which means they can pay their loan off sooner. There is no fee for early exit. Move also provides free redraw facility.

Move tends to charge below-average fees. While customers are charged a one-off establishment fee, they are not charged ongoing monthly fees.

In terms of personal loan interest rates, Move varies greatly. Move personal loan rates range from low to moderately high, depending on the loan you choose.

Because so many personal loan lenders exist, it’s important to find the best personal loan rates for your specific situation. One of the best ways to do this is to compare personal loan rates from several different lenders that suit your needs.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.