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The Mutual Bank personal loans

Member-owned and local to the Hunter Region in NSW, The Mutual Bank has been here to help local people since 1888. The Mutual Bank provides members with choice and convenience for their personal and business banking with innovative digital solutions and traditional, award-winning customer service.

Our profits are reinvested into product and service improvements, competitive rates and minimal fees and tangible support for local educational, sporting, community and cultural organisations.

Branches are open six days a week offering a full range of banking services in Dungog, East Maitland, Edgeworth, Maitland, Mayfield, Raymond Terrace and Rutherford.

Alex Ritchie
Alex Ritchie

Personal Finance Editor

Content updated

Product data updated

Why choose The Mutual Bank

Benefits

  • Redraw facility available
  • No high interest rates
  • Borrow up to $100,000

Drawbacks

  • Establishment fee
  • Redraw fee per withdraw
  • Limited branches

The Mutual Bank Personal Loans

Personal Loans calculator

Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.

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Your estimated repayments

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based on a $30,000 loan for 5 years at -

Total loan repayments

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Total interest charged

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.