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Wisr Personal Loans

Wisr is a marketplace lender located in Australia. As a marketplace personal loan lender, Wisr operates differently than traditional banks and lenders. Wisr uses an online platform to provide financial products to consumers.

As such, Wisr does not operate any bank branches, but does have a head office located in Sydney.

Wisr is known for being the first marketplace lender to be ASX-listed.

Wisr personal loan repayment calculator

Thinking about taking out a personal loan with Wisr? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Wisr personal loans compare with other options.

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Wisr Personal Loans rates

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Features of a Wisr personal loan

Wisr offers a range of unsecured personal loans that can be used for a variety of purposes such as debt consolidation, travel, vehicles or home renovation.

Wisr personal loans have a maximum amount of $50,000 and terms of either three or five years.

Wisr personal loans have personalised interest rates. Personalised rates mean that the interest rate offered is dependent on the borrower’s credit history. Borrowers with good credit will receive a lower interest rate than borrowers with bad credit.

Wisr personal loans – customer service

Because Wisr does not operate any branches, customers must contact Wisr by phone or online enquiry. Online enquiries can be submitted at any time, while phone inquiries are welcome on weekdays from 9am to 5:30pm.

Who is eligible for a Wisr personal loan?

  • Must be an Australian citizen or permanent resident
  • Must be aged 18 years or over

How to apply for a Wisr personal loan?

  • Click ‘Get estimate’
  • Complete loan and contact details
  • Read and agree to terms and conditions
  • Click ‘Get estimate’

Wisr personal loans review

Wisr is a marketplace lender that provides unsecured loans to Australian borrowers. Because Wisr operates exclusively online, it is better suited to tech-savvy borrowers than people who struggled with technology.

Wisr personal loans have a maximum amount of $50,000 and loan terms of either three or five years. Wisr personal loans do not charge any annual or monthly fees, and there are no charges for early repayment.

Wisr uses personalised interest rates for its personal loans. Wisr personal loan rates may range from moderately low to high depending on a number of factors, including the applicant’s credit history. Applicants with good credit may receive lower interest rates than borrowers with bad credit.

To find the best personal loan rates, it’s important to perform a personal loan comparison. When you compare personal loan rates from several different lenders, you’ll be in a better position to choose the loan that’s right for you.

FAQs

The Australian personal loans market contains dozens of lenders offering several hundred different products. Personal loans are available through a range of institutions, including:

There are three main ways to access personal loans. You can go through a comparison website, such as RateCity. You can use a finance broker. Or you can directly contact the lender.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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