Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

The path to taking out a home loan can go a few different ways, with the most common being via a mortgage broker or directly through a bank. So, which option is better nowadays for your home loan application?

Alex Ritchie -

24 Jul, 2023 -

5 min read

Home Loans

Competition between the major banks escalated this month when the Commonwealth Bank (CBA) unveiled its new No-Fee Home Loan. But how does it stack up when compared with some of the top mortgages monitored by RateCity and does a fee-free option always equal a cheaper home loan?

Laine Gordon -

25 Mar, 2011 -

3 min read

Bank Accounts

You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.

Alex Ritchie -

17 Aug, 2023 -

4 min read

Bank Accounts

If you’ve ever opened more than one bank account in the past, could you have forgotten about some money that you’ve left behind, which is still waiting to be claimed? And if you think you might have, or if you’re not quite sure, how can you go about finding these outstanding accounts and claiming this unclaimed money?

Mark Bristow -

29 Jun, 2023 -

4 min read

Bank Accounts

Let’s take a look at some of the common myths of having one bank account and whether they are true or false, as well as some of the benefits of multiple accounts.

Alex Ritchie -

22 Sep, 2020 -

5 min read

Term Deposits

It’s usually possible to withdraw your money from a term deposit early if you need the cash back in your pocket. But doing so may require providing advance notice to the bank, and you may miss out on earning interest on your savings.

Alex Ritchie -

01 Sep, 2023 -

4 min read

Term Deposits

If you are in the market for a term deposit, RateCity shows you how comparing the smaller lenders can really pay off on your investment return.

Laine Gordon -

30 Jun, 2010 -

3 min read

Term Deposits

Have you been with your bank for years and are looking to investment the money you have saved up into a term deposit? Typically your current bank will be the first point of call, mainly due to the fact that you are loyal and believe your bank will automatically offer the best rates but this is not necessarily true.

Laine Gordon -

09 Dec, 2010 -

3 min read

Home Insurance

If you’re intent on making more sustainable choices this year - this could also include your insurance provider. Two major insurers, Auto & General and Huddle, have both committed to avoiding companies in the fossil fuel sector.

Alex Ritchie -

24 Nov, 2023 -

6 min read

Credit Score

Online scams, including identity theft, are some of the most common ways Australians experience financial scams each year. If you’ve been targeted by identity theft, it’s important to know how it may affect your credit score, and what you can do to repair any damage done.

Alex Ritchie -

11 Jun, 2023 -

4 min read

Credit Score

You may be surprised by the information in your credit history that goes towards calculating your credit score. You may be even more surprised by what personal information about you does not affect your credit rating whatsoever.

Mark Bristow -

24 May, 2023 -

4 min read

Credit Score

Between recent data breaches at major retailers including Optus and Medibank, and the influx of scam text messages and emails, you may be looking to increase your knowledge on how to tell if something is a scam or not.

Alex Ritchie -

25 Oct, 2023 -

8 min read

Personal Loans

Big 4 Banks face government review

Personal Loans

If you��_re considering taking out a personal loan your first thought is usually ��_which of the big banks are the best fit for me?��_

Alex Ritchie -

06 Feb, 2017 -

4 min read

Car Insurance

Let’s explore what your insurance may cover if your car is stolen, and you might increase your chances of having your insurance claim approved. 

Alex Ritchie -

27 Oct, 2023 -

4 min read

Car Insurance

Common money mistakes and how to avoid them

Laine Gordon -

12 Aug, 2011 -

3 min read

Savings Accounts

The banks take the battle for Gen Y's savings to a new frontier, using social networking to become the internet generation's new BFF. The spike in the cost of wholesale funding has led to unprecedented competition among lenders for deposit and savings accounts.

Laine Gordon -

17 Mar, 2010 -

3 min read

Savings Accounts

Australians may soon be able to buy savings accounts alongside their milk and bread.

Savings Accounts

Among the many negative side effects of the global financial crisis, there was also a positive trend - since the GFC begun to bite, Australians have been saving more than they used to.

Laine Gordon -

01 Dec, 2009 -

3 min read

Credit Cards

If you’ve built up a sizeable amount of rewards points or frequent flyer points through your credit card spending, you may be curious as to how you actually redeem these points. 

Vidhu Bajaj -

31 May, 2023 -

6 min read

Credit Cards

Apple��_s digital wallet platform Apple Pay has had somewhat of a controversial start in Australia. An early deal between Apple and ANZ gave customers first access to the feature, however, a subsequent stand-off between Apple and the remaining Big 4 banks has seen the spread stop there.

Credit Cards

Here is everything you need to know about how credit card points can be limited and even removed by your card provider.

Alex Ritchie -

01 Sep, 2023 -

4 min read

Car Loans

It might be common knowledge that any change the Reserve Bank of Australia (RBA) makes to the cash rate will have an effect on home loans, but can it impact your car loan in the same way?

Georgia Brown -

05 Aug, 2020 -

3 min read

Car Loans

Buying a new car is exciting, but choosing a payment route isn’t always easy. The two most common finance options are auto loans or dealership finance. Let’s explore the differences between the two options.

Jodie Humphries -

17 Dec, 2021 -

3 min read

Car Loans

A salary sacrifice car loan is simply another term for a novated lease, in which you purchase a vehicle using your pre-tax salary. Car salary sacrifice loans are essentially three-way contracts.

Alex Ritchie -

20 Nov, 2023 -

5 min read

Energy

Whether you’re trying to be more environmentally conscious, or are sick of paying through the teeth for your utilities, Australian homeowners are increasingly seeking ways to trim down their electricity and gas expenses.  

Alex Ritchie -

17 Nov, 2023 -

4 min read

Superannuation

Let’s explore what exactly greenwashing is, how it can occur with your financial products, and how you can protect yourself from aligning with companies that do not practice what they preach. 

Alex Ritchie -

24 Mar, 2023 -

7 min read