Credit Score

How often your credit score updates will depend on how often a bank, lender or service provider offers information to credit bureaus.

Mark Bristow -

07 Nov, 2024 -

4 min read

Credit Score

Australian credit reporting bureau Equifax has credit score system that could mean your credit behaviours are better reflected.

Eden Radford -

28 Jan, 2024 -

4 min read

Credit Score

When you apply for a loan or a credit card, the lender will check for your credit score. There are different kinds of credit reporting agencies, each with their own types of credit scores and systems of collating your financial data.

Jodie Humphries -

12 Nov, 2023 -

4 min read

Car Loans

In promising news for prospective buyers with a shaky credit history, there’s no fixed minimum credit score for a car loan in Australia. However, as lenders refer to your credit score to determine the risk of providing a loan to you, a lower score might make them wary of lending to you.

Vidhu Bajaj -

14 Dec, 2021 -

4 min read

Car Loans

Having a bad credit rating doesn't have to mean the end to your dream of owning your own car.

Bria Horne -

04 Sep, 2024 -

5 min read

Car Loans

If you’re getting ready to apply for a car loan, you may be wondering how much of an impact your credit score could have on the success of your application.

Georgia Brown -

08 Jul, 2022 -

4 min read

Credit Cards

So, what happens if you don’t have a credit score? And how can you build up your credit history without risking falling into debt? Here are some helpful tips to guide you through developing your credit score.

Alex Ritchie -

15 Aug, 2020 -

6 min read

Credit Cards

One of the best ways to boost your credit score so is by paying off your credit card debt. It may take a few weeks, or up to three months, for your credit score to update once you pay off your credit card balance.

Alex Ritchie -

11 Jan, 2023 -

4 min read

Credit Cards

Having a bad credit score can sometimes feel like a life sentence. However, there are ways to get your credit score back on track.

Mark Bristow -

14 Mar, 2025 -

6 min read

Home Loans

When you are starting the home loan application process, you could have some anxious moments about how lenders will view your application. Typically, lenders look at factors such as age, occupation, and income. In addition to those, your credit score plays an important role in evaluating your application.

Jodie Humphries -

02 Oct, 2020 -

5 min read

Home Loans

When reviewing your home loan application, lenders may request your credit report from one of three credit reporting bureaus, but only with your permission.

Jodie Humphries -

22 Mar, 2022 -

4 min read

Personal Loans

If you want to learn how to improve your credit score, you��_ve come to the right place. We��_ve got nine great tips that can help you boost your standing in the eyes of banks and other credit providers.

Nick Bendel -

03 Jul, 2018 -

7 min read

Personal Loans

Australia’s cost of living is still rising, but more slowly than previously, according to the latest data from the Australian Bureau of Statistics (ABS).

Mark Bristow -

06 Nov, 2024 -

3 min read

Credit Score

Your credit score helps lenders determine whether or not you’re an equitable borrower. Performing regular credit score checks is a sensible, preventative measure to monitor whether someone has illicitly used your personal information to obtain a line of credit.

Peter Terlato -

09 Nov, 2022 -

5 min read

Credit Score

In Australia, only a very specific list of businesses and lenders can access your credit report - and they must only do so for specific reasons.

Eden Radford -

15 Mar, 2024 -

2 min read

Credit Score

Banks and lenders use your credit scores when deciding whether or not to approve your loan application. Learning your credit score may be the simplest way to identify fraudulent activity and may also encourage you to improve your rating in order to become a more viable candidate for financing.

Peter Terlato -

13 Oct, 2023 -

3 min read

Credit Cards

More Australians may be turning to credit cards to help manage their household expenses, according to a new report. With the cost of living putting pressure on many budgets, what can you do to better manage your credit?

Mark Bristow -

02 May, 2024 -

4 min read