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Qudos Bank term deposits

Qudos Bank is one of Australia’s largest mutual banks with over 100,000 members across Australia and branches in Sydney, Melbourne and Brisbane. Founded in 1959 as Qantas Credit Union, it has been customer-owned for over 60 years. Offering a full range of products including home loans, personal loans, savings accounts and credit cards, customers benefit from competitive rates and low fees.

Qudos Bank customers can reach customer support by contacting them via:

  • Customer service (phone, email, branch)
  • Mobile app
  • Online banking
  • Mobile banking staff

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Product data updated

Why choose Qudos Bank


  • High rates


  • Special offers have minimum deposit of $10k

Qudos Bank Term Deposits

Term Deposits calculator

Use our term deposit calculator to see how much you can earn under different investment scenarios.


The result provided is an estimate only. Please read our Calculator Assumptions and Disclaimer for more information.

Final balance at the end of term would be

  1. The final balance at the end of the savings duration is the sum of the initial deposit and interest earned, based on the entered duration and interest rate.
  2. Calculations assume that details entered into calculator, including interest rates, do not change for the fixed term deposit period.
  3. All results are based solely upon the data entered into the calculator.
  • Calculator does not include the cost of fees or other extra charges.
  • Calculator does not account for changes to interest rates over time.
  • This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstance. Read our full disclaimer.

About Qudos Bank term deposits

Qudos offers term deposits with shorter terms of 3, 6, 9 and 12 months as well as longer terms of 2 and 3 years. It also offers special terms for 5, 7 and 11 months. 

Its term deposit rates are in the higher range in the Australian market. Its special offer term deposit rates are also on the higher end of the market. Interest is paid monthly, annually or at maturity. 

Qudos Bank does not charge any monthly service fees. However, early termination or break fees may apply. 

Qudos Bank term deposits review

Qudos Bank may be a competitive choice for customers looking to get the greatest return on their savings, as it offers some of the higher interest rates on the market. 

Qudos Bank offers a variety of interest payment options, including monthly, annually or at maturity. This can be helpful for customers to grow as much interest on their deposit as they can during their term.  

Its special offer term deposits have a minimum deposit amount of $10,000. If you’re looking to deposit less for one of these specific terms, you may find yourself missing out. 

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.