Qudos Bank

Qudos Bank, formerly the Qantas Credit Union, is a member-owned mutual bank that has operated since 1959.

The lender has several branches throughout Australia and an administration office in Hurstville, NSW. It offers a range of banking services and products, such as personal and home loans, credit cards, savings and transaction account, as well as insurance, superannuation and financial planning.

Qudos Bank has won numerous awards, including Money magazine’s Service Above The Banks award in 2009.

Qudos Bank Home Loan Calculator
Interested in an Qudos Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Qudos Bank compares to its competitors. Simply plug in your borrowing amount below. 

  • No loan fees.
  • Flexible repayment options.
  • Suits small deposits.
  • Moderate rates.
  • Limited branch access.
Qudos Bank customer service:

Qudos Bank customers are able to phone a number of specialised phone lines that cover general member enquiries, financial planning, insurance services. There is also a line for those experiencing financial hardship. Customers can also contact the bank via email, online or visit a branch. 

  • Customer service centre (phone)
  • Mobile app
  • Online banking
  • Email
  • Branch

Qudos Bank home loans

How to Apply

Potential Qudos Bank home loan customers can apply for a loan in a number of ways. Customers can make an in-person or Skype appointment with a Qudos Bank employee, or apply online using the online application form on the bank’s website. They can also apply in person at a Qudos Bank branch or by phone. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:

  • Personal identification material.
  • Proof of income and employment.
  • Proof of other assets, income and earnings.
  • Details on current debts, loans and liabilities.
  • Personal insurance documents.
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