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Car Loans
How do you calculate stamp duty on a car?Find out how much stamp duty do you need to pay on your car in different Australian states.
Vidhu Bajaj -
16 Apr, 2024 -
10 min read
Car Loans
What is a sports car, and what to consider when buying one?The appeal of sports cars extends far beyond their performance, making them a choice for those who seek excitement and aspire to make a statement on the road.
Vidhu Bajaj -
08 Sep, 2023 -
7 min read
Car Loans
Complete state by state guide to EV rebates and green loansWith exorbitant petrol prices continuing to contribute to the rising cost of living, it’s safe to say you’re not alone in wanting to explore your electric vehicle options.
Georgia Brown -
28 Jun, 2022 -
4 min read
Credit Score
Does Afterpay affect your credit score?Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.
Vidhu Bajaj -
15 Mar, 2024 -
5 min read
Credit Score
Four habits to keep your credit score top notchBeing mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:
Mark Bristow -
15 Feb, 2024 -
4 min read
Home Insurance
Renting out a room in your home: Are you insured?Renting out a room in your home can be beneficial in a number of ways - it can help you earn extra income to put towards household bills or mortgage payments, and it can even be a way to make use of a space that’s sitting dormant. That said, if you are considering becoming a landlord, even on a small scale, then it’s important to understand the legal requirements and the workings of the rental market, as well as how renting out a room could potentially affect your home and contents insurance.
Mark Bristow -
09 Feb, 2024 -
5 min read
Home Insurance
Insurance for watches: A comprehensive guide to safeguarding your timepiecesWhether you're the owner of a luxury watch or a collection of prized timepieces, you may want the peace of mind that comes with knowing you’re covered in the event of loss or damage. Knowing some key facts about watch insurance, and being aware of some important limitations, can help make sure you’re not left high and dry.
Mark Bristow -
20 Feb, 2024 -
3 min read
Home Insurance
Accidental damage home insurance: Protect your home from the unexpectedA home can be your pride and joy, but home ownership also means dealing with damages, which may need a quick DIY fix or major repairs. Home insurance with cover for accidental damage can provide a financial safeguard if your home needs extensive - and expensive - repairs.
Mark Bristow -
19 Feb, 2024 -
4 min read
Credit Cards
How to read your credit card statementf you’ve ever pondered all the figures, limits, summaries and warnings that are often included on your monthly credit card statement, we’ve put together a simple guide to help decipher this document.
Peter Terlato -
21 Aug, 2023 -
6 min read
Credit Cards
How do credit card refunds work?You may wonder how to get a refund processed and how long it might take to appear on your credit card statement. We've got the answers to all this and more.
Peter Terlato -
23 Aug, 2023 -
7 min read
Credit Cards
What is my credit card account number?Your credit card number is the 15- or 16-digit card number printed on the front or back of the card, along with your name and the card expiry date.
Alex Ritchie -
23 May, 2023 -
4 min read
Home Loans
What is the average Australian home loan amount?According to the Australian Bureau of Statistics (ABS), the average home loan amount in Australia for owner-occupier dwellings as of May 2023 is about $584,836, which may seem like a lot. But you must remember that the state and capital city you reside in is an important factor that determines the property values, which in turn influences the average Australian home loan.
Mark Bristow -
17 Jul, 2023 -
2 min read
Home Loans
Checklist of documents needed for a home loan applicationOnce you’ve decided to apply for a home loan, the first step is to start gathering the necessary documents for the application process. While the exact disclosures required can differ from lender to lender, there are specific documents that are usually mandatory to supply while applying for a mortgage. Even if your lender requires additional documents, preparing the basics beforehand could save you considerable time.
Mark Bristow -
25 Aug, 2023 -
3 min read
Home Loans
Stats and facts for Aussie home loansAustralian's are digging deep into their pockets to finance their home loans and with the current investment market booming, you have to be ahead of the game to get a look in.
RateCity -
09 Jul, 2009 -
2 min read
Car Insurance
What are the car insurance rates by age and gender?How much you may be charged for car insurance is influenced by a range of factors, with your age and gender being key deciders for insurance providers.
Alex Ritchie -
31 Oct, 2023 -
4 min read
Car Insurance
Which insurer offers the most suitable seniors’ car insurance policy?For Australian seniors, car insurance usually costs more with age, and no insurer offers a specific policy. But they may be able to get some discounts.
Alex Ritchie -
22 Aug, 2023 -
5 min read
Car Insurance
What are the most common reasons your car insurance claim will be denied?Let’s explore the most common reasons why car insurance claims are denied, helping you steer clear of potential pitfalls.
Alex Ritchie -
23 Nov, 2023 -
4 min read
Bank Accounts
How can I find bank accounts in my name?If you’ve ever opened more than one bank account in the past, could you have forgotten about some money that you’ve left behind, which is still waiting to be claimed? And if you think you might have, or if you’re not quite sure, how can you go about finding these outstanding accounts and claiming this unclaimed money?
Mark Bristow -
29 Jun, 2023 -
4 min read
Home Loans
A tale of two cities: offset balances hit a new record high as arrears climbThe latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.
Eden Radford -
13 Mar, 2024 -
5 min read
Home Loans
Will inflation push back rate cuts this year?The latest figures from the Australian Bureau of Statistics (ABS) show that Australia’s annual inflation rate is continuing to decline. But will it be enough for a long-awaited interest rate cut to arrive before the year’s end?
Mark Bristow -
24 Apr, 2024 -
3 min read
Home Loans
When will interest rates go down?The Reserve Bank of Australia has hiked the cash rate multiple times since May 2022, resulting in home loan rates rising across the country. Millions of Australian homeowners are likely asking themselves: when will interest rates fall again?
Eden Radford -
02 Mar, 2024 -
6 min read
Bank Accounts
What is the lipstick effect?Do you know that lipstick sales are considered a way to know if we’re in a recession? It’s called the lipstick effect, or the lipstick index, and it’s regarded by some as a helpful way to understand how consumers are responding to an economic downturn.
Eden Radford -
25 Mar, 2024 -
4 min read
Credit Cards
Credit card debt rises for the third month in a row as households struggle to clear Christmas debtCredit card debt attracting interest charges has risen for the third month in a row in a sign an increasing number of households are struggling to get on top of their debt in 2024.
Eden Radford -
09 Apr, 2024 -
4 min read
Credit Cards
New year = more debt for Australian credit card holdersHousehold credit card debt rose by more than a quarter of a billion dollars in the month of January as shoppers struggled to clear their debts following a bumper spendathon in November.
Eden Radford -
07 Mar, 2024 -
4 min read
Credit Cards
Wisr's Joanne Edwards on tips to manage your debtNavigating a tough financial situation can be tricky - so to help provide some guidance, RateCity spoke to Joanne Edwards, Chief Operating Officer of Wisr, a neo-lender and fintech that is focused on improving the financial wellness of all Australians and helping them make smart decisions.
Eden Radford -
24 Apr, 2024 -
6 min read
Personal Loans
Some of the top-rated personal loans in March 2024Data shows Australians are increasingly looking to personal loans to secure finance. However, before committing to a personal loan, it’s important to compare the available options and consider your needs to make sure you’re selecting a loan that offers the most value for your needs.
Mark Bristow -
13 Mar, 2024 -
3 min read
Personal Loans
Some of the top-rated personal loans in April 2024Australians are reportedly moving away from personal loans, in a partial reversal of an earlier uptick in lending activity earlier in the year. While new data shows a decline in personal lending overall, there are still competitive personal loans available for borrowers who know where to look.
Mark Bristow -
09 Apr, 2024 -
3 min read
Personal Loans
Some of the top-rated personal loans in December 2023New lending indicators from the Australian Bureau of Statistics (ABS) found that in October 2023, the number of new fixed term personal loans rose by 2.1% compared to the month before, to $2.5 billion.
Mark Bristow -
05 Dec, 2023 -
2 min read
Credit Score
How to fix credit report errorsWhile it’s not that common, it is possible for your credit report to contain mistakes. If you think there’s a mistake on your credit report, there are steps you can take to make sure it is corrected.
Eden Radford -
12 Apr, 2024 -
3 min read
Savings Accounts
Will you grow your wealth this year? Some of the top-rated savings accounts in February 2024Australia’s inflation may be falling faster than previously predicted, which could make it easier for savers to grow their wealth. However, it’s important to consider more than just interest rates when comparing savings account options.
Mark Bristow -
07 Feb, 2024 -
3 min read
Savings Accounts
Some of the top-rated savings accounts in October 2023The Reserve Bank of Australia (RBA) held the cash rate at 4.10% in October 2023 for the fourth month in a row. While it’s not yet certain if the cash rate has peaked, there are several banks offering savings accounts with interest rates that may be able to help you beat inflation.
Mark Bristow -
05 Oct, 2023 -
3 min read
Term Deposits
How far can your savings take you? Some of the top-rated term deposits in February 2024Has your term deposit been effectively losing you money in the past? With Australia’s inflation falling faster than expected, it may be getting easier to find term deposits that can keep your money from going backwards. But it’s important to compare the available options and choose a term deposit that will suit your needs and help you reach your savings goals.
Mark Bristow -
12 Feb, 2024 -
3 min read
Term Deposits
Stash your savings: top term deposits for November 2023If you’re considering putting away some of your hard-earned savings, you may want to compare several term deposit accounts to discover those offering the most attractive rates and features that fit your savings goals.
Peter Terlato -
10 Nov, 2023 -
2 min read
Car Loans
Would new emissions standards affect which car you’ll buy? Some of the top-rated car loans in February 2024Australians bought record numbers of new vehicles in January 2024, with most being SUVs and Light Commercial vehicles. However, with new emissions standards potentially on the cards, how could this affect your choice of vehicle, and in turn your choice of car loan?
Mark Bristow -
07 Feb, 2024 -
3 min read
Car Loans
Car crime stats upKeep an eye on your car keys _ new figures from the Australian Bureau of Statistics (ABS) show that in 2016, car crime across Australia reached its highest level since 2012, driven by spiking car theft numbers in key states.
Mark Bristow -
07 Jul, 2017 -
1 min read
Home Insurance
Insurance pushing cost of living upwards – how’s your cover?It may surprise no-one to learn that Australia’s cost of living has increased over the past quarter. However, it was higher insurance premiums across house, home contents and motor vehicles that contributed to some of the largest price rises. Which could mean now is as good a time as ever, to be looking carefully at your current policies and comparing some alternatives to see if you could be getting better deals.
Mark Bristow -
08 Feb, 2024 -
3 min read
Home Insurance
Top 10 storm hotspots – is your home covered?New research has revealed the locations in New South Wales, Victoria and Queensland that were hit hardest by wild weather over the past financial year. With Australia coming into an El Nino summer, it’s important to make sure your home insurance is prepared, especially if you’re living in one of these areas.
Mark Bristow -
16 Nov, 2023 -
4 min read
Home Insurance
4 things to consider before bushfire season this summerIn the face of Australia's unpredictable bushfire season, taking proactive measures for your home may better protect your family, property, and future.
Alex Ritchie -
30 Aug, 2023 -
4 min read
Nonspecific
RateCity Promotional Terms and ConditionsRateCity Promotion Terms & Conditions
Eden Radford -
19 Apr, 2024 -
8 min read
Nonspecific
RateCity's First Home Buyers ReportThe state of the nation
RateCity -
19 Oct, 2010 -
1 min read
Superannuation
Colonial First State SuperannuationColonial First State Superannuation
-
01 Jan, 2016 -
0 min read
Credit Cards
Compare American Express credit cardsCompare a range of American Express (Amex) credit cards to help find one that suits your needs and budget.
Vidhu Bajaj -
01 Aug, 2023 -
9 min read
Credit Cards
Credit card instalment plansA credit card instalment plan is a payment option that allows you to spread out your credit card repayments over a set period of time, rather than paying off the full balance every statement period (or when your cash flow allows).
Alex Ritchie -
19 May, 2023 -
4 min read
Car Loans
Search and compare car loans for temporary residentsExplore car finance for non residents of Australia. Compare car loans for visa holders to find a product that works with your circumstances.
Peter Terlato -
13 Nov, 2023 -
9 min read
Nonspecific
RateCity Promotional Terms and ConditionsRateCity Promotion Terms & Conditions
Eden Radford -
19 Apr, 2024 -
8 min read
Nonspecific
RateCity's First Home Buyers ReportThe state of the nation
RateCity -
19 Oct, 2010 -
1 min read
Superannuation
Colonial First State SuperannuationColonial First State Superannuation
-
01 Jan, 2016 -
0 min read
Nonspecific
RateCity Promotional Terms and ConditionsRateCity Promotion Terms & Conditions
Eden Radford -
19 Apr, 2024 -
8 min read
Nonspecific
RateCity's First Home Buyers ReportThe state of the nation
RateCity -
19 Oct, 2010 -
1 min read
Superannuation
Colonial First State SuperannuationColonial First State Superannuation
-
01 Jan, 2016 -
0 min read