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Eden Radford

External Comms Lead

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Eden Radford is the External Comms Lead for RateCity, bringing almost a decade of experience across the finance services and technology sectors. In prior years, Eden has worked with Lendi, Aussie, Xero, Qualcomm, Accenture, and Dyson, among others, while being a pillar of expertise for government clients and contracts, as well. Eden has a passion for improving financial literacy, data storytelling and helping people better understand the decisions they can make about their own finances.

117 articles written by Eden Radford

Credit Score

Where to get your credit score for free

Your credit score offers an indication of how credit-worthy you are, and how likely you are to pay your debts on time. If you’re seeking an efficient and safe way to discover your credit score, sign up for a free inquiry.

eden-radford

Eden Radford -

16 Jan, 2024 -

4 min read

Credit Cards

Card spending hits new record high in November

Card spending hit a record high in November, with the latest RBA data showing the total value of transactions on both debit and credit cards reached $76.38 billion.

eden-radford

Eden Radford -

12 Jan, 2024 -

6 min read

Home Loans

Refinancing stabilises as home lending continues to climb

The value of refinanced mortgages rose slightly in the month of November, lifting by a modest $121 million – the first increase in four months.

eden-radford

Eden Radford -

12 Jan, 2024 -

5 min read

Credit Score

Does your partner’s credit score affect yours?

It might be a little too forward to ask a potential love interest what their credit score is on the first date. But if you’re starting to get serious, it could be time for a serious conversation.

eden-radford

Eden Radford -

20 Dec, 2023 -

5 min read

Home Loans

ANZ increases rate on its basic variable loan

ANZ, Australia’s fourth largest home loan lender, has today increased the rate of its basic variable mortgage by 0.10 percentage points for both owner-occupiers and investors paying principal and interest, and investors paying interest-only.

eden-radford

Eden Radford -

08 Dec, 2023 -

4 min read

Credit Cards

Credit card debt ticks up in October

Australia’s total credit card debt attracting interest charges grew by $129 million in the month of October, the first increase since May.

eden-radford

Eden Radford -

07 Dec, 2023 -

3 min read

Home Loans

The average borrower has shelled out almost $25K extra since the start of the hikes

New research from RateCity.com.au shows the average borrower who hasn’t refinanced has paid more than $24,000 extra in interest as a result of the RBA rate rises over the last twenty months.

eden-radford

Eden Radford -

05 Dec, 2023 -

6 min read

Savings Accounts

New highest savings rate of 5.70% hits the market

A new highest savings rate has hit the market, with MOVE Bank increasing its Growth Saver account by 0.20 percentage points to a maximum ongoing rate of 5.70 per cent.

eden-radford

Eden Radford -

01 Dec, 2023 -

5 min read

Home Loans

Household deposits continue to climb but pace is slowing

Household deposits are continuing to rise, increasing by over $7 billion in the month of October and setting yet another record high at over $1.42 trillion.

eden-radford

Eden Radford -

30 Nov, 2023 -

4 min read

Home Loans

Drop in inflation enough to shift the RBA back into neutral over summer

October’s drop in annual inflation from 5.6 per cent to 4.9 per cent, according to the ABS’ monthly consumer price index (CPI) indicator, is likely to be enough for the RBA to shift the cash rate back into neutral over summer.

eden-radford

Eden Radford -

29 Nov, 2023 -

3 min read