What impact will stage 3 tax cuts have on your borrowing capacity?

For anyone looking to secure a home loan, the stage 3 tax cuts - and the subsequent increase to your take home pay - could mean your borrowing capacity, gets a bump too.

NAB overhauls advertised rates on its discounted variable mortgage

NAB, Australia’s third largest lender, has dropped the advertised rates on its discounted variable home loan, in a strategic move by the bank on how it markets its prices.

How to fix credit report errors

While it’s not that common, it is possible for your credit report to contain mistakes. If you think there’s a mistake on your credit report, there are steps you can take to make sure it is corrected.

What to do if you’re struggling with credit card debt

Having credit card debt may not be out of the ordinary, but if you’re struggling to pay that debt off, it’s worth taking a moment to figure out a game plan, and fast.

Refinancing halts freefall yet fixed rates hit rock bottom

The value of refinanced home loans staged a small comeback in February, with ABS Lending Indicator data recording a $478 million bump.

Credit card debt rises for the third month in a row as households struggle to clear Christmas debt

Credit card debt attracting interest charges has risen for the third month in a row in a sign an increasing number of households are struggling to get on top of their debt in 2024.

Unloan now available to new home loans

Unloan, the digital home loan from Australia’s biggest bank, is expanding its offering beyond refinancers, and is now offering its competitive rate and loyalty discount for new home loans too.

Are cashback deals worth it?

While the idea of pocketing a couple thousand dollars for switching your mortgage might sound appealing, it’s important to understand there are a number of different factors that go into choosing a loan.

Bendigo Bank launches fast pre-approvals for BEN Express Home Loans

Bendigo Bank has just announced their digital home loan, BEN Express, now offers pre-approvals. The feature, which was delivered in partnership with Tiimely, could see some house hunters receive pre-approval within minutes.

What is the lipstick effect?

Do you know that lipstick sales are considered a way to know if we’re in a recession? It’s called the lipstick effect, or the lipstick index, and it’s regarded by some as a helpful way to understand how consumers are responding to an economic downturn.