Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
192 articles written by Vidhu Bajaj
Can I get a tax deduction for interest on a home loan?
Own a property you rent out, either partially or as a whole? You may be able to claim a tax deduction for interest on your home loan when you file your tax return.
Vidhu Bajaj -
13 Jun, 2024 -
4 min read
How do you calculate stamp duty on a car?
Find out how much stamp duty do you need to pay on your car in different Australian states.
Vidhu Bajaj -
16 Apr, 2024 -
10 min read
Does Afterpay affect your credit score?
Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.
Vidhu Bajaj -
15 Mar, 2024 -
5 min read
Will there be a recession in Australia in 2024?
Will Australia face a recession in 2024? Despite challenges and economic indicators, uncertainties loom over the country's economic future.
Vidhu Bajaj -
23 Feb, 2024 -
7 min read
Should you get home loan pre-approval before looking for a property?
Plan wisely and learn the benefits of getting a home loan pre-approval before searching for a property.
Vidhu Bajaj -
04 Dec, 2023 -
5 min read
How do you make a balance transfer?
Learn how to make a successful credit card balance transfer to save on interest and streamline debt repayment effectively.
Vidhu Bajaj -
24 Nov, 2023 -
7 min read
Easy ways to make your home energy efficient
By making your home more energy efficient, save on energy bills while also doing your part to protect the environment.
Vidhu Bajaj -
07 Nov, 2023 -
5 min read
The fixed versus variable home loan debate
Learn the difference between fixed and variable rate home loans. Make an informed choice regarding what’s better for your situation.
Vidhu Bajaj -
23 Oct, 2023 -
6 min read
Are holiday homes a good investment?
Planning to invest in a holiday home? Consider its purpose, pros and cons, and how you can protect your holiday home against damage.
Vidhu Bajaj -
16 Oct, 2023 -
7 min read
What is rentvesting?
In this article we break down what rentvesting is all about, including what it means, how it works, and its pros and cons.
Vidhu Bajaj -
05 Oct, 2023 -
9 min read