Vidhu Bajaj
Personal Finance Writer
Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.
192 articles written by Vidhu Bajaj
What happens at the end of a novated lease?
Explore your options at the end of a novated lease: buy the car, refinance, or upgrade. Learn about residual values and what happens if you change jobs.
Vidhu Bajaj -
27 Aug, 2024 -
7 min read
What are the pros and cons of bridging loans?
Learn the pros and cons of bridging loans, a short-term solution to finance a new property while waiting to sell your current home, with flexible options and risks.
Vidhu Bajaj -
27 Aug, 2024 -
8 min read
What happens when you pay off your mortgage
After years of discipline, your home loan is fully paid. What next? Let’s take a look at what to do after paying off the mortgage.
Vidhu Bajaj -
23 Aug, 2024 -
9 min read
What are some of the best luxury cars in Australia?
If you’re looking for a new set of wheels and want something with a bit more flash or luxury, then the luxury car market might have something for you.
Vidhu Bajaj -
23 Aug, 2024 -
8 min read
Can you sell a house before paying off the mortgage?
Understand what is mortgage discharge and loan portability if you're planning to sell the house before the mortgage is paid.
Vidhu Bajaj -
22 Aug, 2024 -
5 min read
How do mortgage brokers get paid?
How mortgage brokers get paid? Can this affect which home loans the broker recommends? Let’s explore how mortgage brokers operate and receive commissions.
Vidhu Bajaj -
22 Aug, 2024 -
5 min read
What is a credit card surcharge and how you can avoid it?
Your favourite café isn't making a profit by charging a surcharge on credit card payments. Instead, it's passing on the payment processing fee charged by major credit card networks.
Vidhu Bajaj -
22 Aug, 2024 -
5 min read
Own your house outright and want another loan?
If you meet the lender’s eligibility criteria and have sufficient usable equity, you could use your current home’s value to help finance the purchase of a second property,
Vidhu Bajaj -
20 Aug, 2024 -
7 min read
Can I pay my mortgage with a credit card?
Most lenders won’t accept credit cards for mortgage repayment. Even if you can use your credit card to pay your mortgage, there are good reasons you may not want to.
Vidhu Bajaj -
19 Aug, 2024 -
5 min read
What is the value of Qantas frequent flyer points?
Understand the value of frequent flyer points to maximise perks and benefits, and collect and use them effectively for your rewards.
Vidhu Bajaj -
16 Aug, 2024 -
6 min read