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Vidhu Bajaj

Personal Finance Writer

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Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

211 articles written by Vidhu Bajaj

Credit Cards

Can you use a business card for personal expenses?

Getting a business credit card can be easier than a personal credit card. But can you put personal expenses on a business credit card?

vidhu-bajaj

Vidhu Bajaj -

28 Aug, 2023 -

8 min read

Home Insurance

Does home insurance cover asbestos removal?

When buying an old home, consider assessing it for asbestos as it can be expensive to remove, and home insurance will likely not cover the removal costs.

vidhu-bajaj

Vidhu Bajaj -

25 Aug, 2023 -

6 min read

Home Insurance

How to choose the right home insurance

When you look for a home insurance policy, consider comparing policies from different providers to see which one offers adequate coverage for most incidents.

vidhu-bajaj

Vidhu Bajaj -

25 Aug, 2023 -

6 min read

Credit Cards

What should you do if your credit card application is rejected?

Was your credit card application declined? Here are some reasons why that may have happened and what you can do about it.

vidhu-bajaj

Vidhu Bajaj -

22 Aug, 2023 -

7 min read

Car Loans

The most preferred second-hand cars in Australia

Which are the preferred second-hand cars in Australia and how to find the right one for your needs.

vidhu-bajaj

Vidhu Bajaj -

21 Aug, 2023 -

9 min read

Credit Score

Do credit inquiries impact my credit score? | RateCity

Your credit score is a three-digit number representing how much of a risk you could pose to lenders when opening a new line of credit. It’s determined by applying some complex algorithms to the information in your credit file, which is essentially a record of your financial history.

vidhu-bajaj

Vidhu Bajaj -

18 Aug, 2023 -

6 min read

Car Loans

Finding your ideal first EV: Essential factors to consider

EVs offer several potential advantages, including lower operating costs, reduced air pollution, and the potential to use renewable energy sources for charging. All of these factors make them an ideal choice for individuals who wish to live sustainably and reduce their carbon footprint.

vidhu-bajaj

Vidhu Bajaj -

09 Aug, 2023 -

9 min read

Car Loans

What are the preferred car brands in Australia?

While declaring a definitive 'best' car brand among these renowned players is challenging, some brands have earned a prominent position in the hearts of car enthusiasts across the country.

vidhu-bajaj

Vidhu Bajaj -

03 Aug, 2023 -

8 min read

Credit Cards

What are the pros and cons of a credit card?

Credit cards can be your best friend if you use them wisely but your worst enemy if you use them irresponsibly.

vidhu-bajaj

Vidhu Bajaj -

25 Jul, 2023 -

9 min read

Car Loans

How to find the right mid-sized car for you

Whether you need a car to commute to work or pack the entire family for a road trip, a mid-size car hits the perfect sweet spot by combining practicality and versatility.

vidhu-bajaj

Vidhu Bajaj -

21 Jul, 2023 -

8 min read