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Vidhu Bajaj

Personal Finance Writer

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Vidhu is a Personal Finance Writer at RateCity. She has been writing about finance topics from car loans and home loans to superannuation and cryptocurrencies for over five years. Before moving into finance, Vidhu went to law school where she studied human rights law. She has a Bachelor of Law degree and has previously worked in asset finance for Clifford Chance for more than four years. During her time at Clifford Chance, she worked in the India, London and Hong Kong offices on everything from aviation to vessel finance. In her spare time you’ll find her reading the Australian Financial Review or spending time with her dog Coco.

211 articles written by Vidhu Bajaj

Home Insurance

Why do I need holiday home insurance?

Whether you’re keeping the property for your own use or renting it out, getting holiday home insurance is simple once you know which policy you need to get.

vidhu-bajaj

Vidhu Bajaj -

06 Nov, 2023 -

6 min read

Home Insurance

How to find the top home and contents insurance policy

Comparing home and contents insurance quotes can tell you how different policies vary and which policy has the most suitable inclusions, exclusions and limits.

vidhu-bajaj

Vidhu Bajaj -

03 Nov, 2023 -

7 min read

Home Insurance

What are the factors that affect home insurance premiums?

Understand how different factors such as property age, market condition, and previous claims can influence your home insurance premium.

vidhu-bajaj

Vidhu Bajaj -

30 Oct, 2023 -

7 min read

Car Loans

How much should you spend on a car?

When you decide to buy a car, you also need to determine your budget. So, how much should you spend on a car? Here are the things you need to consider.

vidhu-bajaj

Vidhu Bajaj -

23 Oct, 2023 -

7 min read

Home Loans

The fixed versus variable home loan debate

Learn the difference between fixed and variable rate home loans. Make an informed choice regarding what’s better for your situation.

vidhu-bajaj

Vidhu Bajaj -

23 Oct, 2023 -

6 min read

Home Loans

Are holiday homes a good investment?

Planning to invest in a holiday home? Consider its purpose, pros and cons, and how you can protect your holiday home against damage.

vidhu-bajaj

Vidhu Bajaj -

16 Oct, 2023 -

7 min read

Home Insurance

A practical checklist on how to prepare for a flood

Learn about the things you can do to be well-prepared to protect your home and loved ones from potential flood damage.

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Vidhu Bajaj -

10 Oct, 2023 -

7 min read

Home Loans

What is rentvesting?

In this article we break down what rentvesting is all about, including what it means, how it works, and its pros and cons.

vidhu-bajaj

Vidhu Bajaj -

05 Oct, 2023 -

9 min read

Car Loans

Three reasons why your car loan was probably rejected

Read three common reasons why car loans are generally rejected and what you can do to increase your chances of approval next time.

vidhu-bajaj

Vidhu Bajaj -

04 Oct, 2023 -

10 min read

Home Insurance

Does home insurance provide coverage for malicious damage?

Learn about home insurance coverage for malicious damage, including what it covers, exceptions, and claims process.

vidhu-bajaj

Vidhu Bajaj -

04 Oct, 2023 -

8 min read