Regional Australia Bank home loans

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Standard Variable Loan

Real Time Rating™
Investor
5% min deposit
P&I
Offset Account
Interest Rate

8.57%

p.a

Variable

Comparison Rate*

8.60%

p.a

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Partnership Advantage Home Loan

Real Time Rating™
Investor
5% min deposit
P&I
Offset Account
Interest Rate

6.74%

p.a

Variable

Comparison Rate*

7.09%

p.a

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Mortgage Offset Home Loan

Real Time Rating™
Owner Occupied
30% min deposit
P&I
Offset Account
Interest Rate

5.87%

p.a

Variable

Comparison Rate*

5.90%

p.a

Promoted

Mortgage Offset Home Loan

Real Time Rating™
Investor
40% min deposit
P&I
Offset Account
Interest Rate

5.87%

p.a

Variable

Comparison Rate*

5.90%

p.a

Regional Australia Bank personal loans

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Enviro Loan

Real Time Rating™
0 to 5 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

6.95%

p.a

Variable

Comparison Rate*

8.28%

p.a

Variable

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Personal Touch Loan

Real Time Rating™
0 to 5 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

9.99%

p.a

Variable

Comparison Rate*

11.35%

p.a

Variable

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Personal Loan

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

15.99%

p.a

Variable

Comparison Rate*

17.40%

p.a

Variable

Regional Australia Bank car loans

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Accelerator Car Loan

Real Time Rating™
From $10k
0 to 5 years
New or used car
Variable Rate
Interest Rate

6.49%

p.a

Variable

Comparison Rate*

6.80%

p.a

Variable

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Car Loan

Real Time Rating™
From $5k
0 to 5 years
New or used car
Variable Rate
Interest Rate

11.49%

p.a

Variable

Comparison Rate*

11.78%

p.a

Variable

Regional Australia Bank savings accounts

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Freedom Retirement

Real Time Rating™
App banking
Online banking
Maximum rate

1.25%

p.a

Base rate

1.25%

p.a

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Internet Maximiser

Real Time Rating™
App banking
Online banking
Maximum rate

3.00%

p.a

Base rate

3.00%

p.a

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Savings Booster

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Deposit at least $100 and make no withdrawals through the month

Maximum rate

4.75%*

p.a

Base rate

Not Applicable

Regional Australia Bank bank accounts

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Youth Account

Real Time Rating™
App banking
Online banking
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATM

Debit Card Type

Visa

Maximum Interest rate

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Access Account

Real Time Rating™
App banking
Online banking
Visa debit card

*Fees waived when deposit $5,000 Monthly

Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATM

Debit Card Type

Visa

Maximum Interest rate

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eFree

Real Time Rating™
App banking
Online banking
Visa debit card
Account Keeping Fees
ATM Fee

$0

Over 3,000 Westpac Group ATM

Debit Card Type

Visa

Maximum Interest rate

Regional Australia Bank term deposits

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Term Savings

Real Time Rating™
1 month
Automatic maturity rollover
Interest payment to other institution
Interest rate

1.50%

p.a

for 1 month

Min. deposit

$1,000

Next rate increased

1.75%

p.a

for 2 months

Max rate

5.00%

p.a

for 12 months