Regional Australia Bank

2.75

% p.a

Intro 36 months

2.63

% p.a

Lower than average interest rate
No ongoing fees
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

3.00

% p.a

Intro 36 months

2.65

% p.a

Lower than average interest rate
No ongoing fees
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

2.79

% p.a

Variable

2.83

% p.a

Lower than average interest rate
No ongoing fees
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

3.04

% p.a

Variable

2.85

% p.a

No ongoing fees
Suitable for low deposits
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Regional Australia Bank personal loans

6.95

% p.a

Variable

7.83

% p.a

Variable

Interest rates ranked in the best 20%
Lower than average rate
No ongoing fees
Unlimited extra repayments

Real Time Rating™

9.99

% p.a

Variable

10.88

% p.a

Variable

No ongoing fees
Unlimited extra repayments
Redraw facility
Flexible repayment options

Real Time Rating™

15.99

% p.a

Variable

16.91

% p.a

Variable

No ongoing fees
Unlimited extra repayments
Redraw facility
Flexible repayment options

Real Time Rating™

Regional Australia Bank car loans

6.49

% p.a

Variable

6.87

% p.a

Lower than average rate
No ongoing fees
No early exit penalty
Unlimited extra repayments

Real Time Rating™

11.49

% p.a

Variable

11.78

% p.a

No ongoing fees
No early exit penalty
Unlimited extra repayments
Redraw facility

Real Time Rating™

Regional Australia Bank savings accounts

Maximum rate

0.15

% p.a

Base rate

0.15

% p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
Better than average maximum interest rate
No minimum balance

Real Time Rating™

Maximum rate

0.50%*

% p.a

Base rate

% p.a

*Deposit at least $100 and make no withdrawals through the month

Maximum interest rate ranked in the best 20% (conditions may apply)
Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No minimum balance

Real Time Rating™

Maximum rate

0.15

% p.a

Base rate

0.15

% p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
Better than average maximum interest rate
No minimum balance

Real Time Rating™

Regional Australia Bank bank accounts

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 Westpac Group ATM

Card Type

Visa

Maximum Interest rate

0.05%

$0 account keeping fee
Linked Visa debit card
App banking available
0.05% interest applies

Real Time Rating™

Account Keeping Fees

$5*

Monthly

ATM Fee

Over 3,000 Westpac Group ATM

Card Type

Visa

Maximum Interest rate

*Fees waived when deposit $5,000 Monthly

Linked Visa debit card
App banking available
Send and receive funds with New Payments Platform, eg. PayID

Real Time Rating™

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 Westpac Group ATM

Card Type

Visa

Maximum Interest rate

$0 account keeping fee
Linked Visa debit card
App banking available
Send and receive funds with New Payments Platform, eg. PayID

Real Time Rating™

Regional Australia Bank term deposits

Interest rate

0.45

% p.a

for 6 months

Min. deposit

$1,000

Next rate increased

0.60

% p.a

for 12 months

Max rate

0.65

% p.a

for 24 months

Interest rate variations available based on payment options
Only 7 days notice to withdraw funds before maturity
Automatic maturity rollover

Real Time Rating™