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Regional Australia Bank Personal Loans

Regional Australia Bank is a customer-owned bank based in Armidale, New South Wales. Because it is owned by its customers, Regional Australia Bank does not have any external shareholders and reinvests profits back into the business.

Regional Australia Bank has been in operation for more than 45 years.

Regional Australia Bank operates bank branches across New South Wales, but does not run offices or branches in other states or territories.

Regional Australia Bank personal loan repayment calculator

Thinking about taking out a personal loan with Regional Australia Bank? Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how Regional Australia Bank personal loans compare with other options.

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years

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Regional Australia Bank Personal Loans rates

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Features of a Regional Australia Bank personal loan

Regional Australia Bank offers a range of secured and unsecured personal loans. Customers can use Regional Australia Bank personal loans for a range of expenses, such as home renovations, overseas holidays and car purchases.

Regional Australia Bank personal loan fees vary depending on the loan you choose. Typically, customers are charged an establishment fee, but do not have to pay monthly service fees.

Regional Australia Bank personal loans offer free redraw facility and allow additional repayments.

Regional Australia Bank personal loans – customer service

Customers can receive customer service by phone, online enquiry or within any Regional Australia Bank branch.

The Regional Australia Bank customer service centre is open weekdays from 8am to 6pm and Saturdays from 8:30am to 12pm.

Who is eligible for a Regional Australia Bank personal loan?

  • Must be at least 18 years old
  • Must be an Australian citizen or permanent resident

How to apply for a Regional Australia Bank personal loan?

  • Click ‘Apply Online’
  • Confirm your eligibility
  • Complete the application
  • Submit the application

Regional Australia Bank personal loan review

Regional Australia Bank provides a range of loans that can be used for buying a new car, renovating a home, booking an overseas holiday or consolidating existing debt.

Customers can choose between secured and unsecured personal loans. Regional Australia Bank personal loan fees are generally reasonable. While Regional Australia Bank charges an establishment fee, many of its loans do not have ongoing service fees.

Regional Australia Bank personal loan rates vary from product to product. Its current personal loan interest rates range from moderately low to high. Customers gain access to lower personal loan interest rates if they require a personal loan for eco-friendly initiatives.

Because so many personal loan lenders exist, it is advisable to compare personal loan rates from several different lenders. Comparing one personal loan lender to another will help you find the best personal loan rates for your needs.

FAQs

Personal loans may require a borrower to provide proof of identity, proof of residence, details of any other outstanding loans (including credit cards), details of assets they own (e.g. savings, car, property), and proof of income.

While borrowers in full-time or part-time employment can often provide payslips and similar documents to prove their income, self-employed borrowers may need to provide other information, such as bank statements or tax returns, to demonstrate that their income can cover a loan’s repayments.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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