1. Home
  2. Personal Loans
  3. Companies
  4. Regional Australia Bank
Regional Australia Bank logo

Regional Australia Bank personal loans

Regional Australia Bank is a customer-owned bank based in Armidale, New South Wales. Because it is owned by its customers, Regional Australia Bank does not have any external shareholders and reinvests profits back into the business.

Regional Australia Bank has been in operation for more than 45 years.

Regional Australia Bank operates bank branches across New South Wales, but does not run offices or branches in other states or territories.

Nick Bendel
Nick Bendel

Property & Personal Finance Writer

Content updated

Product data updated

Why choose Regional Australia Bank


  • Discounts for green purchases
  • Additional repayments allowed
  • Free redraw facility


  • Above-average interest rates
  • Charges an establishment fee
  • No branch access outside NSW

Regional Australia Bank Personal Loans

Personal Loans calculator

Use our personal loan calculator to see how much you’d have to repay under different borrowing scenarios.


Your estimated repayments


based on a $30,000 loan for 5 years at -

Total loan repayments


Total interest charged


About our expert

Did you find this page helpful?

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.